Contributory/Comparative Negligence

If you get into an accident that “wasn’t” your fault, it’s likely you’ll assume you won’t have to suffer any consequences. Think again.

Any amount of fault that is on your hands can reduce the amount of compensation you’ll receive for the accident. This is a law that deals with Contributory and Comparative Negligence.

There are many states that follow this law when dealing with car accidents. If you’ve never heard of this, it’s important to know about it. Here’s a quick rundown on the two concepts.

Contributory Negligence: If you were at all contributory to the cause of the accident, you are considered slightly at fault. Therefore, you will not win in court against a driver who you assumed is absolutely at fault because of this law.

This can be unfair in some cases, which caused the development of Comparative Negligence.

Comparative Negligence: This considers the negligence of all parties involved in the accident. If you were yielding to make a left turn, and you incorrectly judged the speed of oncoming traffic, resulting in a collision, you are both at fault to a certain percentage. That exact percentage is determined with Comparative Negligence and reduces your compensation if you are slightly at fault and injured in an accident.

These laws strongly encourage you to practice safe driving on the roads. Fault and compensation may not be what you are expecting.

 By: KayLynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

The Farewell Financial: Planning a Peaceful Goodbye

Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance

Why Life Insurance Matters for Businesses

Death and the Business Owner: How Life Insurance Can Secure Your Legacy

Beyond the Grave: Burial Insurance vs. Life Insurance Explained

Don’t Be Buried by Confusion: Understanding Burial and Life Insurance

From Bronze Age to Boomers: How Life Expectancy Went From Meh to Magnificent

How Long Will You Live? A Look at Life Expectancy Throughout History (and Why You Might Need Life Insurance)

Beyond “My Beloved Spouse”: A Guide to Choosing Your Life Insurance Beneficiary

The Beneficiary Bunch: Understanding Your Options

Life on the Edge? How Your Hobbies Can Affect Your Life Insurance Rates

Beyond the Premium: Unveiling the Unexpected Links Between Hobbies and Life Insurance

Unveiling the Different Players (and Why We’re Your Guide!)

Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Beyond the Payout: 6 Unexpected Perks of Life Insurance You Might Not Know

More Than Just a Payout – Unlock 6 Hidden Gems for Your Loved Ones

Poppin’ Pills and Counting Coins: America’s Prescription Drug Dilemma

America’s love affair with drugs isn’t limited to back alleys and bong rips.