Why You May Need Comprehensive Coverage
Mr. Evans is the neighborhood grump. Heโs always mad. If your grass is too long, heโll bother you about it until itโs taken care of. Youโll never hear the end of his wrath if your dogs do their business on his lawn. If the kids are playing too close to his driveway, heโll come out kicking and screaming to get them the h*** away from his lawn. You donโt want to mess with anything owned by or around Mr. Evans.
Thereโs a couple of neighborhood troublemakers that go by the names of Will and James. This pair holds a grudge against him from the time they were playing by his lawn. Out comes Mr. Evans, and the boys ran home, so afraid of the old man that they wet themselves. The neighborhood girls pointed and giggled at them, and the embarrassment haunted Will and James in their dreams.
One night Will and James came knockinโ on Mr. Evansโ door. . . his car door, that is. They waited until Mr. Evans was out of town with family. One evening, the boys decided to get back at him by sneaking into their motherโs refrigerator to grab a dozen of eggs. They stood by his car throwing the eggs at Mr. Evansโ car as hard as they could, one by one. โTake that!โ they whispered.
A few days later Mr. Evans got home. Livid was an understatement for how Mr. Evans felt.
As the yolks sat on his car, the paint deteriorated, ruining the cars entire exterior.
โJokes on them,โ he thought, โIโve been wanting a new paint job.โ
Itโs a good thing Mr. Evans had comprehensive coverage on his vehicle.
No one condones this type of behavior, but is a realistic scenario that could happen to any of us.
What is comprehensive coverage?
This insurance covers damages from incidents that are not collisions.
Including. . .
- Natural Disasters. e., tornadoes, hurricanes, hail, fire, floods
- Hitting or being hit by a deer or other animal
- i.e., egging, keying
- Theft
- Cracked/broken windows
This coverage is optional, but these things happen. Itโs important to have coverage to prevent the potential, outrageous damage and/or replacement costs of your vehicle.
By: KayLynn
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Insurance Blogs
Beyond the Funeral: 9 Reasons Why You Need More Life Insurance Than You Think
Life Insurance: Not Just for Buryin’! Unexpected Costs You Never Knew Were Covered
Life Insurance Myths Busted: Unveiling the Simple Truths Behind Financial Security
Considering life insurance but confused by the myths? We clear the air on common misconceptions and show you how to get simple, affordable coverage.
The Farewell Financial: Planning a Peaceful Goodbye
Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance
Why Life Insurance Matters for Businesses
Death and the Business Owner: How Life Insurance Can Secure Your Legacy
Beyond the Grave: Burial Insurance vs. Life Insurance Explained
Don’t Be Buried by Confusion: Understanding Burial and Life Insurance
From Bronze Age to Boomers: How Life Expectancy Went From Meh to Magnificent
How Long Will You Live? A Look at Life Expectancy Throughout History (and Why You Might Need Life Insurance)
Beyond “My Beloved Spouse”: A Guide to Choosing Your Life Insurance Beneficiary
The Beneficiary Bunch: Understanding Your Options
Life on the Edge? How Your Hobbies Can Affect Your Life Insurance Rates
Beyond the Premium: Unveiling the Unexpected Links Between Hobbies and Life Insurance
Unveiling the Different Players (and Why We’re Your Guide!)
Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help
Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!
Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy