Bundling and Business Insurance

Bundling and Business Insurance

You’ve likely seen and heard advertisements about bundling your personal insurance. On how bundling your auto and homeowners or renters’ insurance could potentially save you money. What about business insurance?

The reality is, bundling business insurance has always been a thing, and our independent insurance agents are experts at it. That’s because business insurance is actually a combination of coverage, designed for individual companies. The needed coverage can change by business and situation.

A business insurance plan could include any or all of the following:

Property Insurance. For businesses that own the real estate where they conduct business, insuring that property is critical. This typically protects a building in the event a fire or natural disaster along with vandalism.

Property Liability Insurance. Whether you rent or own the property where you conduct business, you could be subject to a liability claim resulting from a vendor or customer becoming injured on the property. Liability insurance can also financially protect you should an employee’s actions cause harm to another or to property.

Product Liability Insurance. This is a particularly critical form of insurance for companies who make products for use by others. This provides protection should a product cause harm to persons or property. Most business liability insurance policies include some form of this coverage, but for manufacturers, a free-standing product liability Insurance policy may be recommended.

Vehicle Insurance. If vehicles are used to conduct your business, even if they are your personal or the personal vehicle of your employees, you should have business vehicle insurance. This will protect your business if they are involved in a business-related incident.

Workers Compensation Insurance. This provides financial protection and medical treatment to your employees should they become injured while conducting work-related duties.

Business Interruption Insurance. This type of coverage ensures your business will have income should it be forced to close for a covered calamity.

Home Based Business Insurance. Home-based businesses fall into a unique category that still need insurance protection. If you have a home-based business, don’t make the mistake of believing you’ll be covered by your homeowners’ insurance. Contact us to discuss your home-based business needs.

Let our professionals build or “bundle” a business insurance program to protect your company. As independent insurance agents, we can review policies from a variety of companies to see which plan may be best for you. Contact us to get started today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Home Sweet (and Secure) Home: The Dynamic Duo of Maintenance and Insurance

Beyond Bricks and Mortar: Unveiling the Secret Weapon of Homeownership (It’s Not What You Think!)

5 Hot Cities Millennials Are Flocking To (and Why They’re So Awesome)

Beyond the Usual: Top 5 Trending Cities Millennials Are Obsessed With (and Why You Should Be Too!)

From Ride-Sharing to Reality: 5 Billion-Dollar Ideas Born in the Last Decade

Billion-Dollar Babies: 5 Game-Changing Ideas Born in the Blink of an Eye

Unveiling the Different Players (and Why We’re Your Guide!)

Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help

Beyond the Beep Beep: Unveiling the World of Supercars

Supercars: Where Luxury Meets Speed (and Million-Dollar Price Tags!)

Home Sweet Home, Protected Home: Why Upgrades Need Insurance Check-Ups

From She-Sheds to Sunrooms: How Home Improvements Impact Your Insurance Needs

Beyond Nicknames: The (Sometimes Bizarre) Tales of How American Cities Got Their Names

From Coin Flips to Greek Love: Unveiling the Hilarious Histories of City Names (and a Tip for Yours)

Small Biz Squad Unite! Why Independent Insurance Agents Are Your Secret Weapon

Ditch the Corporate Maze: Why Independent Insurance Agents Are Your Small Business Champions

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Buckle Up for Safety: Are Cars Getting Smarter Than Crashes?

From Seatbelts to Superpowers: How Tech is Transforming Car Safety (and How You Can Benefit)