HELP! New Teenage Driver in the House!

HELP! New Teenage Driver in the House!

There is a LOT going on when there’s a new teenage driver in the house. There is new anxiety while there is also a new-found sense of freedom. There may be an additional vehicle involved and the expenses of purchasing and maintaining it. There are new rules and boundaries to be set and likely a potential for a bit more friction.

Then there is (drum roll please…), the cost of automobile insurance.

Take a breath. Unclench your teeth and visit a pleasant place in your mind. You can get through this with the help of an independent insurance agent and a few tips.

Give yourself time to find an affordable, safe vehicle. Odds are what your teen wants and what you want may not even be found in the same decade. Compromises will have to be made. Affordable and safe can lead to lower insurance premiums and that is a good thing.

Talk to your teen about Good Student Discounts. You should have this conversation in the year leading up to their securing driving privileges. Good grades have real ramifications in this stage of their lives.

Look into Bundling Your Homeowners’ and Car Insurance. Now may be a good time to “bundle” insurance to maximize savings.

Inquire About Other Discounts. Perhaps other drivers have earned a safe driver discount, or you are driving your car less. Ask your agent about discounts other family members may qualify for.

Emphasize the Importance of Safe Driving for the Next Few Years. Safe driving and a clean driving record is critical, especially in the first few years as a driver. There will come a time when their car insurance rates will settle down and even lower, if they drive responsibly in these first few years. This includes minimizing distracted driving, driving defensively and obeying the rules of the road.

This Too, Shall Pass. Mistakes happen and teens will be teens. But lack of judgement when driving can be costly at this age. Hang on. Before you know it, you will wish they were 16 again. Well, maybe.

If you are expecting the addition of a new teen diver to the family, contact one of our independent insurance agents today. They work with a network of companies and can easily compare rates for you. They likely even know companies who may treat new drivers more gently than others. Find out more by connecting with us today!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Flappers, Flights & Fizzy Fridays: The Roaring Twenties You Never Knew

Dive into the 1920s beyond the speakeasies! Explore the decade’s social shifts, technological marvels, and surprising connections to modern times.

Bundle Up and Save! The Ins and Outs of Business Insurance

Unsure about business insurance? Don’t be! Learn how bundling different coverages protects your company and puts money back in your pocket.

Life Insurance Myths Busted: Unveiling the Simple Truths Behind Financial Security

Considering life insurance but confused by the myths? We clear the air on common misconceptions and show you how to get simple, affordable coverage.

Buckle Up for Savings: How Car Safety Ratings Save You Money

Crash Test Your Cash Flow: How Car Safety Ratings Impact Insurance Rates

Pool Paradise or Premium Pain? The Splashing Truth About Pool Insurance

Dive into Savings: How Pools Affect Homeowners Insurance (and How to Stay Afloat)

Lights, Camera, Action! Exploring the Real-World Locations of Your Favorite Films

Exploring the Real-World Locations of Your Favorite Films

From PJs to Productivity: Mastering the Work-From-Home Hustle

Ditch the Commute, Keep the Cash: Working From Home Hacks for Peak Performance

The Farewell Financial: Planning a Peaceful Goodbye

Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance

From Death Traps to Death Beaters: How Cars Became Surprisingly Safe

Buckle Up and Breathe Easy: Unveiling the Hidden Heroes of Car Safety

Cracking the Condo Code: Your Guide to Condo Insurance

Condo Confusion Conquered! A Guide to Condo Insurance Coverage