Who Will Try to Steer Your Choice of Homeowners Insurance Companies?

Who Will Try to Steer Your Choice of Homeowners Insurance Companies?

Have you ever felt there are forces around you, trying to guide your decisions? If you have ever purchased a home, you probably have. You will get advice from just about everyone on where to get your mortgage, who should conduct the home’s inspection, who should do the search and insure the title, and where to get your homeowners’ insurance.

To be honest, some of these referrals can be helpful. After all, most people only go through the home buying process several times in their lives. Getting advice can be helpful. But you should also know there could be a method to this “guidance”.

In many cases, real estate professionals may get a referral incentive from a mortgage company, title company or home inspector. They may have friends or buddies in various real estate-related areas. Their cousin Billy may have just gotten his first job selling insurance.

So who may be trying to steer you to choose whom as a homeowners’ insurance company? It could be your real estate agent, your mortgage broker or anyone else involved in the process. Should you listen to these recommendations? Sure. But always remember it is your choice and you should choose a provider best for you.

We, of course, would suggest seeking out an independent insurance agent. While some agents are captive to a single company, independent agents have access to represent the products of multiple companies. This allows an independent agent to shop for you, seeking the best rates and coverage. The decision, of course, is still yours.

Getting recommendations and referrals for products and services can be a big help. This is particularly true when searching for seldom used services. But you should always remember who is steering you and why. We suggest doing what’s best for you, and we believe that is contacting one of our independent insurance agents. Their agenda is working for you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

What You Owe Your Employees and How Business Insurance Helps

What Obligations Does Your Business Have to Your Employees?

Pre-Planning a Funeral and Life Insurance

More People are Pre-Planning Final Services. What’s Included?

Do Car Color Choices Make a Difference?

Why You Should Give Your Choice of Car Color More Thought

He-Shed, She-Shed: Insuring Your Special Place

Many people put a significant investment in improving the special places in their homes. Would an elaborate he-shed or she-shed be covered?

Vacation Ideas in a Socially Distant World

You Can Still Have a Fun and Safe Vacation This Summer

Where to Start with Insurance when Building a Business

How Do You Make Sure Your New Business is on Solid Footing?

Are You Going to Live Forever?

There are Very Few Good Reasons NOT to Carry Life Insurance

Fireworks and Homeowners Insurance

Are you covered in case of injuries or property damage caused by fireworks? It may depend upon if fireworks are legal in your state. Learn more in our latest blog.

Why Car Insurance Rates Vary From Company to Company

Not All Drivers Are the Same. Neither are Car Insurance Companies.

Who Will Try to Steer Your Choice of Homeowners Insurance Companies?

Be Cautious of Being “Steered” To a Specific Vendor When Buying a Home

Leave a Comment