Who Will Try to Steer Your Choice of Homeowners Insurance Companies?
Who Will Try to Steer Your Choice of Homeowners Insurance Companies?
Have you ever felt there are forces around you, trying to guide your decisions? If you have ever purchased a home, you probably have. You will get advice from just about everyone on where to get your mortgage, who should conduct the home’s inspection, who should do the search and insure the title, and where to get your homeowners’ insurance.
To be honest, some of these referrals can be helpful. After all, most people only go through the home buying process several times in their lives. Getting advice can be helpful. But you should also know there could be a method to this “guidance”.
In many cases, real estate professionals may get a referral incentive from a mortgage company, title company or home inspector. They may have friends or buddies in various real estate-related areas. Their cousin Billy may have just gotten his first job selling insurance.
So who may be trying to steer you to choose whom as a homeowners’ insurance company? It could be your real estate agent, your mortgage broker or anyone else involved in the process. Should you listen to these recommendations? Sure. But always remember it is your choice and you should choose a provider best for you.
We, of course, would suggest seeking out an independent insurance agent. While some agents are captive to a single company, independent agents have access to represent the products of multiple companies. This allows an independent agent to shop for you, seeking the best rates and coverage. The decision, of course, is still yours.
Getting recommendations and referrals for products and services can be a big help. This is particularly true when searching for seldom used services. But you should always remember who is steering you and why. We suggest doing what’s best for you, and we believe that is contacting one of our independent insurance agents. Their agenda is working for you.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Garage Sale Bingo
Items You Can Expect to Find When Heading Out to Yard and Garage Sales
Give It Away
Does “Giving It Away” Make Sense for Your Business?
Life’s Challenges and Rewards
The Hills and Valleys Are Just a Part of It
Frequent After-Market Add-ons for Cars and Trucks
We not only love our vehicles, but we love making them our own. Is your car or truck properly insured for these add-ons?
Getting Serious About Energy Savings
Are You Ready for the Next Step in Going Green?
Getting Your Mind Out Of the Gutter: Fun Bowling Facts
Staying in Your Lane Used to Mean Something Different
What Are the 7 Habits of Highly Effective People?
Do You Practice These Habits?
How Many People…
Odd and Interesting Facts About All of Us
Distinctive Automobile Headlights of the Past
Headlights Do More Than Just Help Us See at Night
Why You May Need Renters Insurance
Don’t Be a Renters’ Insurance Denier. Here’s Why You May Need Its Protection.