You Might Need Business Insurance If…
You Might Need Business Insurance If…
As an independent insurance agency, our agents often get questions from business owners inquiring about whether they need business insurance or not. These are generally small to medium businesses who may not be aware of the risks they face every day they conduct business. You may need business insurance if…
- You sell any products or services.
- You accept cash and/or credit card or electronic payments.
- You have employees.
- You have a place of business, even if it is at home.
- You provide professional advice.
- You have a vehicle or vehicles you use to conduct business.
- You maintain files that contain client’s or prospect’s personal information.
- You provide handyman services.
- You independently coach, teach or instruct for income.
- You provide landscaping and/or lawn mowing services.
- You operate under a LLC.
- You have invested n equipment to earn money.
- You have invested in inventory to earn money.
- You provide child care services, even if in your home.
- You fix cars for profit.
- You detail cars for a price
- You have assets you wish to protect.
- You would suffer if earnings from your activity stopped for any period of time.
- You own or manage multiple rental properties.
There are times when it is clearly evident an activity is a business and others when the lines may be blurred. If you are potentially placing yourself at the risk of a liability claim while conducting a for profit activity, you can likely benefit from business insurance. Even when activities are “not-for-profit” business insurance may be beneficial.
If you have questions about the affordability of business insurance or whether or not it can potentially benefit you, we invite you to contact us and talk to one of our independent agents. We can discuss your situation and your risks. We can talk about your options and if and how business insurance can protect your assets, Contact us today. No matter what your business, you may be surprised with how offordable protection can be.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Garage Sale Bingo
Items You Can Expect to Find When Heading Out to Yard and Garage Sales
Give It Away
Does “Giving It Away” Make Sense for Your Business?
Life’s Challenges and Rewards
The Hills and Valleys Are Just a Part of It
Frequent After-Market Add-ons for Cars and Trucks
We not only love our vehicles, but we love making them our own. Is your car or truck properly insured for these add-ons?
Getting Serious About Energy Savings
Are You Ready for the Next Step in Going Green?
Getting Your Mind Out Of the Gutter: Fun Bowling Facts
Staying in Your Lane Used to Mean Something Different
What Are the 7 Habits of Highly Effective People?
Do You Practice These Habits?
How Many People…
Odd and Interesting Facts About All of Us
Distinctive Automobile Headlights of the Past
Headlights Do More Than Just Help Us See at Night
Why You May Need Renters Insurance
Don’t Be a Renters’ Insurance Denier. Here’s Why You May Need Its Protection.