You Might Need Business Insurance If…

You Might Need Business Insurance If…

As an independent insurance agency, our agents often get questions from business owners inquiring about whether they need business insurance or not. These are generally small to medium businesses who may not be aware of the risks they face every day they conduct business. You may need business insurance if…

  • You sell any products or services.
  • You accept cash and/or credit card or electronic payments.
  • You have employees.
  • You have a place of business, even if it is at home.
  • You provide professional advice.
  • You have a vehicle or vehicles you use to conduct business.
  • You maintain files that contain client’s or prospect’s personal information.
  • You provide handyman services.
  • You independently coach, teach or instruct for income.
  • You provide landscaping and/or lawn mowing services.
  • You operate under a LLC.
  • You have invested n equipment to earn money.
  • You have invested in inventory to earn money.
  • You provide child care services, even if in your home.
  • You fix cars for profit.
  • You detail cars for a price
  • You have assets you wish to protect.
  • You would suffer if earnings from your activity stopped for any period of time.
  • You own or manage multiple rental properties.

There are times when it is clearly evident an activity is a business and others when the lines may be blurred. If you are potentially placing yourself at the risk of a liability claim while conducting a for profit activity, you can likely benefit from business insurance. Even when activities are “not-for-profit” business insurance may be beneficial.

If you have questions about the affordability of business insurance or whether or not it can potentially benefit you, we invite you to contact us and talk to one of our independent agents. We can discuss your situation and your risks. We can talk about your options and if and how business insurance can protect your assets, Contact us today. No matter what your business, you may be surprised with how offordable protection can be.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

A Blog About Blogs: Blogging’s Most Popular Topics

What Do You Choose to Read About?

Retail Sales Through the Years

From a Family Trip Downtown to Picking up Your Smartphone

Using Your Smartphone to Enhance Your Life

Get More From Your Smartphone with These Life Enhancing Ideas

What You May Not Know About Electric Vehicles

If You Haven’t Been Keeping Up, Electric Cars Are Coming Into Their Own

What You Should Know About College Living Spaces

There are More Off-Campus Living Choices Than Ever

Things You May Not Know About Radio

You May Listen Almost Every Day and Still Not Know These

The Dramatically Changing Workplace

It Seems to Have Happened So Fast, Didn’t It?

Life’s Important Numbers

Not Including Your IQ, These Numbers Could Impact Your Life Most

Want an SUV? Could It Be a Porsche?

You Can Still Get a Porsche Even if You Are Committed to an SUV

Five Surprisingly Easy Home DIY Projects

Try These Confidence-Building DIY Projects