Are You Renting Out Your Home on Airbnb? Make Sure You Have the Right Insurance

Are You Renting Out Your Home on Airbnb? Make Sure You Have the Right Insurance

Airbnb has become a popular way to make extra money by renting out your home or a spare room. But if you’re not careful, you could be putting your personal assets at risk.

That’s because your homeowners insurance may not cover you if something goes wrong while you’re renting out your home. For example, if a guest gets injured on your property, your homeowners insurance may not cover the medical bills. Or, if a guest’s belongings are stolen, your homeowners insurance may not cover the cost of replacing them.

To protect yourself, you need to get a special type of insurance called rental property insurance. Rental property insurance covers you for the same types of losses that your homeowners insurance would, but it also includes coverage for things like liability claims and property damage.

It’s important to note that Airbnb does offer some liability insurance for its hosts. However, this insurance only covers up to $1 million in damages. If you’re renting out your home for a significant amount of money, you may want to consider getting additional liability insurance.

To make sure you have the right insurance coverage, it’s important to talk to an insurance agent. They can help you assess your risks and recommend the right type of insurance for your needs.


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