Your Life Insurance Application Can Be Your Guide to Living Longer

Your Life Insurance Application Can Be Your Guide to Living Longer

Do you want to live longer? The steps to a longer, healthier lifestyle just may be contained in the questions in a life insurance application. No, there may not be much you can do about your age or gender, but that application can provide some keys to helping you live longer.

How? Because life insurance companies view specific behaviors, habits and physical attributes as positives or negatives to your health and will adjust your rates accordingly.

This isn’t your mother nagging you or your doctor telling you (again) to drop a few pounds. It is a black and white, unbiased application based on statistics.

So what is this application telling you the keys are to living longer?

Stop Using Tobacco

Tobacco use is considered so harmful to your health, its use will likely lead to higher life insurance rates. It is no longer restricted to just smoking either. Want to live longer? Stop the tobacco use.

Maintain a Healthy Weight

You don’t have to be a body builder to maintain a healthy weight. As long as you are within reasonable height and weight ratios, you’ll likely be just fine. The problem is overweight applicants tend to have more heart issues and are more susceptible to diabetes. It is reasonable that life insurance trace many health issues to being overweight.

Minimize Use of Alcohol and Drugs

Excessive use of alcohol and drugs can impact the length of your life in several ways. It can lead to riskier behaviors, and they can impact your physical health.

Don’t Engage in Risky Hobbies

Sure, you only have one life to live, but if you want to help ensure a longer life, note the risky hobbies and activities noted in a life insurance policy. Skydiving? Mountain or rock climbing? Motorsports? Your life insurance application can serve as your guide.

It seems we are always looking for ways to look younger, feel better and live longer. We always seem to be in search of new products and services to help us. All along, the advice is right there in a life insurance application.

Your life insurance rates may never be less expensive. Connect with one of our independent insurance agents to discuss your needs. There is no obligation to get a free quote. We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Life Insurance: Unraveling the Mystery (No Shady Business Here)!

Life Insurance FAQs: Unveiling the Mysteries and Myths (Without the Gimmicks!)

Life Insurance Claims: Demystifying the Process (So You Can Get What You’re Owed)

Life Insurance Claims: A Simple Guide to Getting What You Deserve

Life Changes? Don’t Forget Your Life Insurance! A Guide to Keeping Your Beneficiaries Up-to-Date

Life’s Milestones and Your Life Insurance Beneficiary: Why Regular Reviews Are Crucial

Million Dollar Dreams, Affordable Reality: Is a Big Life Insurance Policy Right for You?

Million Dollar Life Insurance: Myth or Must-Have? Exploring Your Options

No Needles, No Problem: Unveiling the Secrets of Life Insurance Without a Physical Exam

Life Insurance Made Easy: Skip the Physical, Get Covered Today!

Beyond Million-Dollar Contracts: Why You Need Athlete-Level Protection (Even Without the Millions!)

Health is Wealth: Why You Need Insurance Protection, Even Without a Pro Athlete’s Salary

Don’t Be a Policy Poltergeist: Haunt Your Life Insurance with a Check-Up!

Life Insurance: Is Your Policy a Ghost in the Machine? Get a Free Review!

Beyond the Funeral: 9 Reasons Why You Need More Life Insurance Than You Think

Life Insurance: Not Just for Buryin’! Unexpected Costs You Never Knew Were Covered

Life Insurance Myths Busted: Unveiling the Simple Truths Behind Financial Security

Considering life insurance but confused by the myths? We clear the air on common misconceptions and show you how to get simple, affordable coverage.

The Farewell Financial: Planning a Peaceful Goodbye

Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance