Why Funerals Can Be So Expensive

Why Funerals Can Be So Expensive

It may not be a pleasant thought, but it is one all families are faced with at some point. It is the planning of a loved one’s funeral. While not uncommon, many are still unfamiliar with the multiple aspects and cost associated with a traditional funeral and how those expenses can build. Like all expenses, funeral expenses can vary widely depending on available funds, the wishes of the family and if there was a pre-plan in place. Here are some factors involved in traditional final expenses and burial.

  • Final medical expenses
  • Transportation of the body to a funeral home
  • Basic services
  • Costs of securing a funeral home and staff
  • Embalming fee
  • Refrigeration fees
  • Other preparations of the body
  • Funeral vehicles (hearse/limousine)
  • Memorial packages and services
  • Casket or urn
  • Cement vault
  • Direct burial or cremation costs
  • Cemetery plot

There may be additional expenses like an audio or video tribute, catering, hall space, a graveside tent, clergy fees and more. This doesn’t even include cemetery space or travel expenses. Should a death occur out of town, there will be the additional costs involved with transportation and funeral home transfer fees.

Decisions can often be clouded by grief, which is why pre-planning can be so beneficial. But so can taking away someย stress of these final expenses through an appropriate amount of life insurance. Life insurance can be the last, great gift aย loved one can provide for their family.

Today, it is not uncommon for families to have an extensive amount of life insurance, into the hundreds of thousands or even millions of dollars. When purchased when young and healthy enough, the premiums on these amounts of coverage can be surprisingly affordable. Beyond final expenses, they can take care of a mortgage, education expenses, debts and help provide a secure financial future for those left behind.

Even if you delayed securing enough life insurance however, we can help. Our independent insurance agents have relationships with multiple life insurance companies who specialize in a variety of life insurance products. If you are in reasonable health, they may be able to find the life insurance you deserve at a price you can afford. Don’t put it off any longer. Contact us today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Decreasing Term Life Insurance: When is it Right for You?

Decreasing Term Life Insurance

How Life Insurance Can Help Pay for College

Life Insurance for College

3 Unique Ways to Use Life Insurance as a Gift

3 Unique Ways to Use Life Insurance as a Gift

What You Need to Know About Life Insurance

What You Need to Know About Life Insurance

How Life Insurance Can Help You Create a Legacy

Life Insurance: A Powerful Tool for Creating a Legacy

Are You Making These Excuses for Not Getting Life Insurance?

Life Insurance Excuses: Are You Making One of These?

Exploring Beyond Life Insurance: Additional Death Benefits You May Qualify For

Additional Death Benefits You May Qualify For Beyond Life Insurance

Term Life Insurance: When Is It the Ideal Choice?

Exploring Life Insurance Options: The Benefits of Term Life Coverage

What is Double Indemnity in Life Insurance?

What is Double Indemnity in Life Insurance?

Pre-Planning a Funeral: Ensuring Peace of Mind and Financial Security

A Guide to Pre-Planning Funerals: Answers to Your Questions