Why Funerals Can Be So Expensive

Why Funerals Can Be So Expensive

It may not be a pleasant thought, but it is one all families are faced with at some point. It is the planning of a loved one’s funeral. While not uncommon, many are still unfamiliar with the multiple aspects and cost associated with a traditional funeral and how those expenses can build. Like all expenses, funeral expenses can vary widely depending on available funds, the wishes of the family and if there was a pre-plan in place. Here are some factors involved in traditional final expenses and burial.

  • Final medical expenses
  • Transportation of the body to a funeral home
  • Basic services
  • Costs of securing a funeral home and staff
  • Embalming fee
  • Refrigeration fees
  • Other preparations of the body
  • Funeral vehicles (hearse/limousine)
  • Memorial packages and services
  • Casket or urn
  • Cement vault
  • Direct burial or cremation costs
  • Cemetery plot

There may be additional expenses like an audio or video tribute, catering, hall space, a graveside tent, clergy fees and more. This doesn’t even include cemetery space or travel expenses. Should a death occur out of town, there will be the additional costs involved with transportation and funeral home transfer fees.

Decisions can often be clouded by grief, which is why pre-planning can be so beneficial. But so can taking away some stress of these final expenses through an appropriate amount of life insurance. Life insurance can be the last, great gift a loved one can provide for their family.

Today, it is not uncommon for families to have an extensive amount of life insurance, into the hundreds of thousands or even millions of dollars. When purchased when young and healthy enough, the premiums on these amounts of coverage can be surprisingly affordable. Beyond final expenses, they can take care of a mortgage, education expenses, debts and help provide a secure financial future for those left behind.

Even if you delayed securing enough life insurance however, we can help. Our independent insurance agents have relationships with multiple life insurance companies who specialize in a variety of life insurance products. If you are in reasonable health, they may be able to find the life insurance you deserve at a price you can afford. Don’t put it off any longer. Contact us today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Life Insurance Myths Busted: Unveiling the Simple Truths Behind Financial Security

Considering life insurance but confused by the myths? We clear the air on common misconceptions and show you how to get simple, affordable coverage.

The Farewell Financial: Planning a Peaceful Goodbye

Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance

Why Life Insurance Matters for Businesses

Death and the Business Owner: How Life Insurance Can Secure Your Legacy

Beyond the Grave: Burial Insurance vs. Life Insurance Explained

Don’t Be Buried by Confusion: Understanding Burial and Life Insurance

From Bronze Age to Boomers: How Life Expectancy Went From Meh to Magnificent

How Long Will You Live? A Look at Life Expectancy Throughout History (and Why You Might Need Life Insurance)

Beyond “My Beloved Spouse”: A Guide to Choosing Your Life Insurance Beneficiary

The Beneficiary Bunch: Understanding Your Options

Life on the Edge? How Your Hobbies Can Affect Your Life Insurance Rates

Beyond the Premium: Unveiling the Unexpected Links Between Hobbies and Life Insurance

Unveiling the Different Players (and Why We’re Your Guide!)

Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Beyond the Payout: 6 Unexpected Perks of Life Insurance You Might Not Know

More Than Just a Payout – Unlock 6 Hidden Gems for Your Loved Ones