Summer and the Increasing Chances of an At-Home Injury
Summer and the Increasing Chances of an At-Home Injury
As summer approaches, it is worthwhile to note that the warmer weather can also be a factor in increasing the odds of an injury accident at home. If the injury is significant enough, it could lead to a homeowners’ insurance liability claim. So as the thermometer rises and visitors increase, here are some activities in which to take extra precautions.
Yard Work
Most of us don’t consider working in the yard or garden as a hazardous activity but it can be; especially when power tools are concerned. Riding and power mowers, weed eaters, hedge trimmers and chainsaws can cause some serious injuries rather quickly. Be cautious about wearing loose clothing and wear eye protection. You’ll also want to be careful when digging to make sure no power lines are nearby. Contact utilities companies to mark buried pipes and wiring prior to digging in your yard.
Grilling
We often forget that there are still hazards to be aware of even after the grill gets started. Only grill outdoors and away from other structures and anything flammable. Never leave a grill unattended when it is lit. Keep your grill well-maintained and clean. Grill foods thoroughly and avoid basting foods with liquids the meat was marinated in. Use long-handled tools when grilling out and keep surfaces clean. Keep a spray water bottle handy to tame flare-ups.
Sports and Outdoor Activities
If you enjoy cycling, wear a helmet and bright clothes to improve visibility. Stretch muscles before running, jogging or even playing volleyball. Be cautious around the wet surfaces surrounding a pool. When entertaining outdoors at night, make sure there is sufficient lighting to help prevent slip and falls. Be cautious not to over-serve alcohol and suggest visitors use a ride-sharing service or have a designated driver if drinking.
If you haven’t reviewed your homeowners’ insurance policy in years, now is a good time to make sure you have sufficient coverage. Maybe you’ve made some home improvements since your last review or perhaps housing values in your neighborhood have increased. Our independent agents can help, no matter which company issued your current policy. They can tell you what your policy covers and where there may be gaps. They can even secure quotes from multiple companies to ensure your rates are competitive. Contact us today to make sure you are prepared for the increasing activity the summer will likely bring.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Read More Blogs
Unwrapping the Wiener: A Deep Dive into the History and Lore of the Hot Dog
Beyond the bun: Discover the surprising history, varieties, and enduring appeal of America’s favorite tubular treat.
The Untapped Power of Collaboration: Why Asking for Help Fuels Business Success
Stop going it alone! Discover how leveraging the expertise of others can relieve pressure and drive your business forward.
Navigating the Grandparenting Journey: Understanding Today’s Families
Grandparenting today: Learn key shifts in family dynamics to build stronger connections with your children and grandchildren.
Mapping Our Paths: The Fascinating Reasons Behind Our Road Networks
The story behind the asphalt: Explore the geographical, historical, and planning influences that shaped our modern road systems.
Neighborly Navigations: Resolving Disputes in Non-HOA Communities
No HOA, no problem? Learn how to navigate neighborly disputes effectively in communities without formal management.
Vintage Years of Vision: Four Times Hollywood Hit Cinematic Gold
Like fine wines, certain years in film history stand out for their exceptional quality and the enduring impact of the movies they produced. This article explores four such landmark years, presented chronologically, that many cinephiles consider to be among the greatest in cinematic history.
Green Means Growth: How Environmental Responsibility Can Boost Your Business
It might seem like a secondary concern when facing immediate business challenges, but embracing environmentally friendly practices can actually be a powerful strategy for improving sales, attracting top talent, strengthening your brand, and even saving money. This article explores the tangible benefits of going green for your company’s bottom line and long-term success.
The Forgotten Beauty: Unearthing the Story of the Volkswagen Karmann Ghia
Beyond the iconic Beetle and the groovy Microbus, Volkswagen produced a surprisingly elegant and often overlooked sports car: the Karmann Ghia. This article explores the history, design, and enduring appeal of this “poor man’s sportscar” that has become a sought-after collectible.
Peace of Mind at Home: Building Your Essential Supply Stockpile
Recent global events have highlighted the importance of being prepared for the unexpected. This article outlines key non-perishable food items and essential household supplies that every homeowner should keep on hand to ensure comfort, security, and resilience during unforeseen circumstances.
Faded Glory: Remembering the Sports That Once Ruled Our World
Remember when these sports were huge? Take a trip down memory lane with harness racing, bowling, boxing, and poker, and explore their shift in popularity.