Why Changing Jobs May Change Your Car Insurance Rates

Why Changing Jobs May Change Your Car Insurance Rates

Changing jobs, especially for a better opportunity, can be exciting. It’s an opportunity to meet new people, learn new things and perhaps even increase your income. Changing jobs can impact a variety of areas of your life, including your driving habits and automobile use. This is why when you are changing jobs, you may want to contact your auto insurance agent to see if it may impact your car insurance rates.

Why would changing jobs impact your insurance premiums? Here are just some examples.

  • Your commute distance changes dramatically. A part of your car insurance premium is based on the amount of miles you drive annually. If your commute is significantly shorter or longer, it could impact your car insurance premiums.
  • You begin to work from home. Obviously if you are working from home you are probably driving your car less. This can help save you on your auto insurance especially if you previously had a significant commute.
  • You switch to public transportation. Changing jobs may create an opportunity for you to take advantage of public transportation. Again, this would mean less frequent use of your car translating to fewer miles.
  • You switch to a job that utilizes your car. Many people are moving to contact labor jobs that involve the use of their private vehicles. This can range from ride-sharing to food delivery services. While many of these services provide a layer of coverage for their drivers, check with your auto insurance agent to make sure you have appropriate coverage. This can prevent a costly problem should an accident occur. The same would apply should you accept a position like outside sales where you may use your own car in the process.

Changing jobs may also precipitate a new car purchase or encourage you to increase or add coverage to your present automobile insurance policy. We invite you to contact our independent insurance agents should you consider making a change. Our independent agents are not tied to just one company. They actually have access to multiple insurance companies. They can shop around for you, comparing rates and coverages. You, of course, have the final decision but many of our clients have discovered we can not only improve their coverage, but in many cases, save them money.

If you have, or will be, changing jobs in the near future, contact us regarding your auto insurance. We would be glad to assist you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

U.S. Cities Eternally Linked Together

The Sugar and Spice and Salt and Pepper of American Towns

How To, and How NOT To Raise Prices (While Minimizing Customer Loss)

The Best Ways to Increase Prices While Not Losing Customers

About That Bucket List

Where Do the Items on Our List Originate?

Three of the Biggest Factors Impacting Your Car Insurance Premiums

While the Entire List is Long, These are the Top Three

Let’s Focus On Outside Living

Are You Taking Full Advantage of Your Outdoor Space?

Tread On Me: Five Duties of the Often-Overlooked Welcome Mat

The Surprising Life of a Welcome Mat

Doing Business In The Future

Wait…the Future Is Here

Classic Games for Grandparents to Teach Young Grandchildren

Want To Play a Game?

Little Known Facts Even Jeep Fans May Not Be Aware Of

Learn More About the Jeep Lifestyle

Why Your Neighbor May Be Paying More (Or Less) Than You Are for Home Insurance

Why don’t neighbors talk much about homeowners insurance ? Would it matter? We explore this in our latest blog.