Hazards of Having a Pool
When you were younger, and it was summertime, not having school was the best thing. Hanging out for the day at the pool is every child’s favorite pastime. Remember being that young, and the biggest killjoy was hearing “No running by the pool!” from the nearest lifeguard.
Well, as you get older, you begin to understand the importance of slow-moving children on wet cement. The risks are way too high, and the liability falls on other people. If you have a pool, or you are considering getting a pool, it’s important to know what you’re getting yourself into when it comes to your homeowner’s insurance policy.
Having a pool comes with numerous risks, whether it be a child slipping and falling, or your teenager throwing a pool party and things getting rowdy. There’s a much higher chance someone could get injured on your property than on another property without a pool. If someone slips and falls, injuring their back, the medical expenses will create a very expensive claim for your insurance company to pay. Therefore, you’ll need higher liability limits on your policy, including an umbrella policy.
There’s always a chance someone could get hurt at your pool. To prevent paying the medical costs out of pocket, make sure your homeowner’s policy has sufficient enough coverage. Contact your agent for advice on your policy limits.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
When Was the Last Time You…?
Ready for a Trip Back Into Time?
Business Insurance for Start-ups
Protect Your Business from the Very Start with a Custom Business Insurance Plan
Life Insurance Is Not About You
There are Many Good Reasons to Get Life Insurance. You May Not Be One of Them.
Big Boy Toys and Auto Insurance
Make Sure Your Motorized Toys are Covered
Six Common Homeowners Insurance Mistakes
Avoid These Common Errors When Buying Homeowners’ Insurance
Five Recent Fads That Came and Went Quickly
Wow! What Was That? Oh, It Was the Latest Fad.
Are You Legally Required to Carry Business Insurance?
What Type of Business Insurance May Your Business Be Required to Carry?
Four Needs Life Insurance Can Help Fulfill
Life Insurance May Be More Versatile Than You Think
Car Insurance FAQ’s
The Questions We Hear Most Often Regarding Automobile Insurance
Five Quick & Easy Ways to Save on Homeowners Insurance
Saving Money on Your Homeowners’ Insurance May Be Easier Than You Think!