Identity Theft Prevention

Identity Theft Prevention

When you’re an honest person, it can be hard to understand the mind of a thief. Thieves get a thrill out of committing wrongful acts. But, what does a thief really gain by stealing? The risk of getting caught and going to prison? That kind of life is not for me. I think I’ll stick to working hard to earn the things I need.

What’s one of the worst things a thief could steal from you? Possibly, your identity. The information that verifies who you are.

How does identity theft affect victims? When a thief steals someone’s identity, their personal information is at risk of being exposed on the dark web from anywhere in the world. Victims are immediately susceptible to financial loss, harm to their credit score, even penalties from the IRS if the information is used for tax purposes. Not only can identity theft affect your finances, but also your wellbeing in general. Identity theft can cause major distress and can take up much of your time to resolve the issue.

Take steps to protect yourself from financial loss as a result of identity theft.

  • Order your free annual credit report from all three major credit bureaus and review your reports closely for unauthorized activity. Being aware of your credit report helps you keep track of any criminal activity.
  • Never share personal information unless you are fully aware of whom you are speaking to. If an unknown number calls you asking for information, do not give out personal information over the phone. Beware of scams.
  • Create a different, complex password for each account. For maximum security, use 15+ characters, including symbols, numbers, capital, and lowercase letters.
  • Make sure your privacy settings are updated when using public WiFi, or avoid altogether if possible.
  • Watch out for potential phishing scams which are intended to download malware onto your device.
  • Carefully check over your bank statements and compare with receipts to ensure there are no unauthorized transactions.
  • Shred documents and old credit cards that contain personal information which could be acquired by dumpster divers.
  • Do not carry important documents containing your personal information in your purse or wallet. Instead, keep these documents secure in a lockbox.
  • Collect your mail everyday to prevent theft.
  • Do not shop online with unreliable websites. Use only secure checkouts to ensure your financial information is safe. Look for the a lock sign beside the https: part of your website which indicates security.
  • Report any lost or stolen items immediately.
  • Use a secure password lock on your phone and computer.

Identity theft can be a terrifying violation of privacy. Protect yourself by taking the necessary precautions for prevention.

By: KayLynn P.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Your Life Insurance Policy: A Secret Savings Account?

Don’t Cash Out! Unlock the Hidden Benefits of Your Life Insurance Policy (Free Quote Included!)

Don’t Be a Drain! The Essential Fluids Your Car Needs to Flow

Car Care 101: Essential Fluids Explained (Don’t Get Stuck on the Side of the Road!)

How to Maximize Your Chances of Getting Your Security Deposit Back

Moving Out? Don’t Leave Your Money Behind! Get Your Security Deposit Back Every Time (and Maybe Even Renters Insurance!)

Garage Sale Gold! How to Turn Trash into Treasure (and Cash!)

Don’t Trash It, Sell It! Pro Tips for a Successful Garage Sale (and Extra Cash!)

Don’t Let Your Business Go Up in Smoke! Top 5 Causes of Commercial Fires (and How to Prevent Them)

Commercial Fire Safety: Protect Your Business from the Top Fire Threats (Free Quote Included!)

Taming the Paper Tiger: How to Keep Important Documents Safe

Don’t Let Your Important Documents Become Disaster Snacks! Safe Storage Tips Inside

A Fun Ride Through Auto Racing History (and How to Save on Insurance!)

Need for Speed: A History of Auto Racing in the US (Plus Save on Car Insurance!)

Dive into Safety: Essential Pool Tips for Fun (and Peace of Mind!)

Poolside Paradise or Potential Peril? Top Pool Safety Tips for Families

Presidential Quirks: From Wrestling Champions to Bowling Alleys in the Basement

Don’t just know their policies – Dive into the weird and wonderful world of Presidential Quirks!

So You Want to Be Your Own Boss? A Reality Check for Budding Entrepreneurs

From Dream to Reality: Essential Considerations Before Launching Your Small Business