What Impact Do Seatbelts Really Have?

What Impact Do Seatbelts Really Have?

Most of us wear our seat belts today without much fuss. If safety wasn’t a concern, putting that seat belt on was still a better alternative to the constant nagging of the incessant warning bells.

Compliance, however, is saving lives, and in significant numbers. In addition to saving lives, serious injuries have also been reduced through the increased use of seat belts.

Although seat belts were available in vehicles years prior, Federal law mandated that they be placed in the seating positions of all vehicles in 1968. Some states didn’t mandate their use until decades later. In California, for example, seat belts weren’t required to be worn until 1986. One state, New Hampshire, still doesn’t require their use for adults.

The facts, however, seem to speak for themselves. Starting in 1966 and for 8 straight years, traffic deaths in the United States reached over 50,000 annually. In 1972 and 1973, they peaked at over 54,000 each year. Since then, however, almost a half-century, deaths have only exceeded 50,000 in three of those years. Not since 1980 have we had a year with 50,000 or more traffic fatalities. In recent years, deaths routinely range in the 32,000-37,000. This, of course, is still far too many, but it is significantly better than where we were headed, even with more drivers on the road.

While seat belts have not been the sole contributing factors in these reductions, better equipment, airbags and other safety features have played a role, seat belts have had a significant impact. Studies show that when the driver and front seat passenger use a safety belt, the risk of death is reduced by 45%. The risk of serious injury drops even a bit further at 50%.

The facts are in. Seatbelts and other car safety features save lives. If you are not encouraging your family to use them regularly, you may be putting them at unnecessary risk, and may even be contributing to increasing auto insurance rates.

When you contact one of our independent automobile insurance specialist, we will connect with our network of insurance companies to compare rates and coverage. You just may be paying too much and not even know it. Connect with us today for your free auto insurance quote.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Celebrating Maryland Day: A Guide to Regional Compliance and Mid-Atlantic Risks

Happy Maryland Day! A look at the unique insurance requirements and environmental risks for businesses operating in the Old Line State.

The March Deadline: Understanding Your Life Insurance “Conversion” Window

Is your term life insurance expiring soon? Learn how to “convert” your policy into permanent coverage this March without a new medical exam.

Eyes on the Road: A Pre-April Guide to Distracted Driving and Your Premiums

April is almost here. Learn how your phone habits are being monitored by modern insurance “Telematics” and how to save money by staying focused.

Empty House, Full Protection: Securing Your Home Before the Spring Break Getaway

Heading out for Spring Break? Make sure your home insurance stays active while you’re gone. Essential tips for protecting your “vacant” home this March.

The Equal Night: Ancient Traditions and Modern Facts about the Vernal Equinox

It’s officially Spring! Discover the science and the stories behind the Vernal Equinox happening this Friday.

Green Beer and Red Tape: Managing Liquor Liability for St. Patrick’s Day Events

Let the good times roll, but keep the liability in check. A guide for businesses hosting St. Patrick’s Day celebrations this Tuesday.

The Paperless Legacy: Managing Your Digital Assets and Insurance Logins this Spring

Can your family find your policy? Use this first week of Spring to organize your digital insurance documents and legacy passwords.

Don’t Rely on Luck: Navigating the High-Risk Roads of St. Patrick’s Day 2026

Luck won’t save your insurance rates. Stay safe this Tuesday with our guide to St. Patrick’s Day road safety and liability protection.

Spring has Sprung: A 5-Point Insurance Protection Checklist for the Vernal Equinox

Welcome the first day of Spring with a home protection plan. Discover the five key areas to inspect this week to keep your home insurance claims-free.

Snakes, Shamrocks, and History: Getting Ready for St. Patrick’s Day

Why do we wear green? Explore the fascinating true story of St. Patrick and get ready for the celebrations coming next week!