Valuable, Yet Lesser Known Business Insurance Options

Valuable, Yet Lesser Known Business Insurance Options

One of the reasons working with a personal, professional business insurance agent is so valuable, is that they can take the time to customize a business insurance program specific to your business. Selecting an independent business insurance agent adds the benefit of choosing from multiple insurance companies. While there are “cookie cutter” business insurance plans available, they may not include some valuable, lesser known protections. Here is a quick look at some options worth considering.

Business Interruption Insurance

While you may have your property, inventory and other assets covered by business insurance, what about the income lost while you are rebuilding or restructuring from a covered event? Business insurance can help replace the income you had anticipated to earn while your business was inoperative. This can help you keep valuable employees working while you focus on efforts to reopen. Business interruption insurance can buy you the time you need to recover from a covered loss.

Professional Liability Insurance

If your business offers professional services, consulting or financial management, you should consider professional liability insurance, sometimes referred to as malpractice insurance. This can cover you from claims resulting from mistakes, errors or omissions that may occur during the course of business.

Home-Based Business Insurance

If you conduct business from your home, you may not be fully covered by your homeowners insurance. Inventory, equipment and even liability claims may not be covered. Discuss your home-based business activities with one of our independent business insurance professionals to ensure you are sufficiently covered.

Cyber Liability Insurance

We live in a world where even small businesses need protection from the high costs related to cyber crime. Data breaches and malicious attacks on small business systems can prove to be very expensive, especially if liability claims result from the breach of customer-related data. Contact your independent business insurance professional for details.

Don’t settle for basic coverage when it comes to your business insurance. Let’s discuss your business and your potential risks. See the difference working with a personal business insurance professional makes. We look forward to assisting you.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

First Jobs of Famous People

The Mundane Starts to Some Exceptional Careers

Sharpening the Marketing Axe For Your Business

How Using The Right Tools Can Take Your Business Marketing to The Next Level

Setting a Life Insurance Goal

You May Have Goals For Savings and Investments. What About Life Insurance?

Automotive British Speak

What The Brits Call Their Cars, Parts, and Features

The Benefits of Buying a New Constructed Home

See Why Many Younger Homebuyers are Choosing New Construction

When Did Super Bowl Halftime Shows Become Such a Big Deal?

For Years Traditional Marching Bands Served as Entertainment For NFL’s Biggest Game

Why You May Be Required to Have Business Insurance

While The Law May Not Require it, Other Factors May Dictate The Need For Business Insurance

Should You Have Life Insurance? HINT: Ask Your Spouse

Odds Are Your Spouse Would Want You to Have More Life Insurance Coverage

Changes in the Auto Industry You May Have Missed

The Brands, Models, and Features That Have Come and Gone

Six Things You Will Not Regret Splurging On

You Deserve to Have These Items Without Buyer’s Regret