Skip to content

Don’t Get Bit Earning Extra Money Delivering Food

Don’t Get Bit Earning Extra Money Delivering Food

Some refer to it as their “side hustle.” It is taking on a part-time job where a person controls how much time and effort they want to put into it. Technology has made many of these side hustles possible, and one that has exploded recently is delivering food through one of a variety of food delivery companies. Potential delivery requests will show up on an app, and if a member driver is in the mood, or wants or needs the money, he or she can pick up the request. It is a terrific way to pick up some extra cash due to the flexibility it provides. If a driver is not careful; however, it can be a costly endeavor. This is particularly true if an auto insurance claim needs to be made.

These delivery services have not only changed the landscape for restaurants and delivery drivers, but it also has impacted the insurance industry as well.

Drivers should first understand that personal auto insurance is designed to cover them when they are driving for personal reasons, thus the name. Driving to deliver for a restaurant or food delivery service is considered driving for commercial use. Insurance companies know that delivery drivers are on the road more often and are sometimes under time constraints. This creates higher risks. Previously, drivers would have to seek out expensive commercial auto insurance. Today, however, there are more affordable options.

While delivery services may offer some minimal coverage through certain periods of the delivery process, coverage is not complete. There are points when drivers are at risk if they don’t have supplemental coverage to protect them through the gaps. Drivers should not rely on their personal auto insurance, or they could be very disappointed.

If you are taking on a “side hustle” and delivering food for some extra cash, congratulations! Be smart about it though, and make sure you are properly covered. Let your auto insurance company know of your intentions and have them review your current coverage. We will be happy to review your auto insurance policy no matter who your provider is. We will provide a no-cost, no-obligation quote that can better help protect you and your family.

Getting your “side hustle” on? That’s terrific, but do it wisely!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Why Life Insurance for a Child (or Grandchild) Is a Good Idea

Why is the purchase of a life insurance policy on a child a good decision? There are multiple reasons, including helping to ensure their financial future. Learn more in our blog.

Pet Peeves: Dogs and Liability Insurance

Are you covered from a liability claim should your dog bite a friend, neighbor, relative or stranger? Most renters’ and homeowners’ policies offer some protection, but is it enough? Find out more.

6 Reasons to Choose an Independent Insurance Agency

Once you understand the difference between a “captive” insurance agency and an independent one, you begin to understand the value of independence.

Your Smartphone and Insurance

Your smartphone can be an important tool to document what happened in an automobile accident and to document your personal belongings in a homeowners’ insurance claim.

What Would You Pay for a Genie in a Bottle?

What if it was possible for you to buy a Genie in a bottle? Would you be interested and what would it be worth? Read how we can potentially make this possible for you and your family.

Is Buying Insurance Gambling?

Is buying insurance gambling? While there are some similarities, one could argue that NOT having insurance is more of a gamble that not having insurance.

Water isn’t always just water. Sometimes it’s a Flood. There’s a Difference!

What is and isn’t covered under flooding insurance? Is flooding even covered under your insurance policy? Get the answers to your questions about water, flooding and your home.

Employee Practice Coverage

What is Employee Practice Coverage

9 Easy Ways to Prevent Yourself from Becoming “Insurance Poor”

What is “insurance poor” and how can you prevent yourself from getting there? Here are nine quick suggestions to help you stay in control of insurance costs.

Pitch: Insurance? Nah…My Landlord’s Got Me Covered.

Renting can be a smart move financially, but not if you are putting your personal possessions at risk. Learn how affordable renter’s insurance can protect your stuff and cover you from a liability claim.

Leave a Comment





Translate »