The Benefits of Buying a New Constructed Home

The Benefits of Buying a New Constructed Home
One of the very first decisions to be made when shopping for a home is whether you want a newly constructed home or are open to a previously owned property.
New construction has plenty of benefits. Here are a few of them.
New Home Warranties and Guarantees
Like any new product, a newly constructed home will come with various warranties and guarantees. These can cover roofing, plumbing, appliances, HVAC systems, irrigation systems, and more. This can mean fewer and less expensive maintenance and repair costs, especially in the early years.
Fewer DIY Skills Needed
Because the elements of a new home are new, you have fewer fears if you are not handy around the house. This can be a significant concern, especially for younger buyers who may not have acquired the tools or skills needed to maintain an older home.
New Neighborhoods Often Equal Young Families
If you have a young family, many newer neighborhoods and developments offer similar neighbors. This can enhance your social life and that of your children.
New Homes Often Have HOA’s
While some HOA’s get their share of criticism, they can offer more common area maintenance and resolve friction between neighbors. An HOA may also offer amenities like a playground or pool. Many younger families find these features valuable.
It Is a Blank Canvas
A newly constructed home is more like a blank canvas than an older home. You can choose the flooring, trim colors, cabinets, and appliances. You can even choose landscaping. Many enjoy this aspect of purchasing a new home.
Lower Home Insurance Costs
Generally speaking, homeowners’ insurance on a new home will be less expensive than on an older home. This is, in part, due to stricter and improved building codes through the years, which make homes safer. New homes generally have updated wiring, new roofs, and are constructed using safer materials less prone to fire damage.
Remember, whether you are buying a pre-owned or newly constructed home, you have the choice of who insures that property. When you connect with one of our independent insurance agents, we can shop our network of home insurance companies to find the right fit. Contact us today.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability
Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers’ Comp and General Liability risk in 2026.
The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
Mid-January system failure is costly. Learn why standard home insurance doesn’t cover your broken furnace and why you need an Equipment Breakdown endorsement now.
The Great Indoor Escape: Launching Your Mid-January Reading Challenge
Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance
Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.
The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances
Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.
Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms
Don’t wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.
Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day
Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the “winter spark” and how to stay grounded.