As the sun sets, fiery orange reflections are painted upon the glossy pond water. You’re perched on a lawn chair beside the water, fishing pole in hand. Finally, a tug at your line, and you excitedly jump up and reel in a huge bass. This is the life, you think.
Unfortunately, this isn’t how everyone goes fishing. While you’re harmlessly and peacefully fishing for your dinner, a criminal is putting an entirely different meaning to “phishing.” The difference between fishing and phishing: one man’s harmless hobby is another man’s criminal act. As a fisherman puts a worm on his hook to attract fish, a criminal uses evil methods of deception to reel you in for the catch.
Okay, enough similes. So, what exactly is “phishing”? Well, phishing is a type of cyber attack that is common due to its technological simplicity. The hacker must disguise him/herself as a moral human being to appear as a reputable source to the victim online. The hacker typically uses a fake email, text message, or phone number, disguised as a legitimate business, taking advantage of the victim’s vulnerability to acquire their sensitive personal information. Essentially, the hacker lures the victims into providing their own personal information.
Often, hackers will send emails as an attempt to easily acquire your information. A list of common features that indicate a phishing scam has been provided by phishing.org. If you receive a fishy, or should I say, a phishy email, look for these warning signs:
If you’re paying close enough attention, a phishing scam can be simple to identify and avoid. For this reason, criminals have modified the scam into a more sophisticated approach called “spear phishing.” Since using a random disguise wasn’t always successful, hackers took phishing to a scarier level.
With spear phishing, hackers use personal information to find businesses and people that you are connected with, such as a close friend or a colleague. In the emails, the hackers have begun to use bits of the victim’s personal information to make it more difficult to identify a phishing scam. Any personal information that you have posted online can be found and used to a hacker’s advantage. Hackers use your personal, relatable information to distract you, making you feel comfortable and ultimately gaining your trust. As a result, you are tricked into handing over your own personal information to a thief.
Awareness decreases your chances of falling into a phishing scam trap. Keep in mind that emails, text messages, and telephone calls could be a phishing scam, even if your personal information is included. For your own safety and security, avoid giving out your personal information if at all possible.
By: KayLynn P.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search for a local agent with our agent finder map.
Read more about KayLynn's background.
Did you know that your rideshare work might not be completely insured? Before you get into an accident, this is what you need to know.
Tenants can come up with some truly creative ways to destroy a house. Are you protected?
Umbrella coverage is perfectly named as it describes an added layer of liability coverage across your personal insurance policies. Learn more on our website.
Teaching a teen to drive is already stressful enough. Don’t add uncertainty about your auto insurance policy to the mix.
Are you afraid of getting sued? If not, you probably should be. Luckily, you can protect yourself with umbrella insurance.
Home sharing has become an increasingly popular way to make extra money or meet expenses. Know the risks, however. Learn more about home sharing insurance.
Why is it called an insurance “premium” instead of cost or price? We don’t know either, but here are some common insurance terms everyone should know.
Food delivery service can be a good “side hustle” to make extra money. That is, as long as you are properly covered with auto insurance.
Life insurance offers an opportunity for you to leave a lasting legacy for your spouse, family or even a non-profit when you pass away.
If you are trying to save money on your auto insurance premiums, there are some ways to cut costs that may surprise you.