Realistic Reasons you may need Special Event Insurance

A few examples of “special” events and how these things could go wrong:

  1. Air Guitar Contest! If your fake jam-sesh gets a little out of control, and you whack the person behind you on the head with your arm, you need coverage for that.
  2. Underwater Music Festival! If you’re playing your underwater shell-bone, and you’re a little “in the moment,” it’s possible that you’ll forget you’re underwater and inhale the ocean water. You’ll need coverage for that.
  3. Eating Contest! Watch out while you’re eating an unnatural amount of food, because it could all get stuck in your esophagus. “Cause of Death: too much pie.” Special Event insurance is a necessity to ensure medical care.

Okay, I lied. While these things aren’t necessarily “realistic,” they are all possible! Right?

Most likely, when you host a large event, the venue will require insurance. In the case that no one shows up, or your DJ cancels on you in the nick of time, the deposit costs are covered. In the case that a drunk lady dancing stumbles into a table, knocks over the punch bowl, ruins the carpet, and falls to the ground breaking her arm, the damage and medical expenses are covered. Life happens in funny ways sometimes, but it’s not so amusing when it costs you a lot of money. Insurance covers unexpected occurrences.

 By: KayLynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Beyond “My Beloved Spouse”: A Guide to Choosing Your Life Insurance Beneficiary

The Beneficiary Bunch: Understanding Your Options

Life on the Edge? How Your Hobbies Can Affect Your Life Insurance Rates

Beyond the Premium: Unveiling the Unexpected Links Between Hobbies and Life Insurance

Unveiling the Different Players (and Why We’re Your Guide!)

Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Beyond the Payout: 6 Unexpected Perks of Life Insurance You Might Not Know

More Than Just a Payout – Unlock 6 Hidden Gems for Your Loved Ones

Poppin’ Pills and Counting Coins: America’s Prescription Drug Dilemma

America’s love affair with drugs isn’t limited to back alleys and bong rips.

Ditch the Piggy Bank, Grab the Plan: Your Adulting Health Insurance Guide

Bye-Bye, Mom’s Policy! 5 Easy Steps to Your Adult Health Insurance Adventure

Life Insurance: Who’s Who in the Zoo (of Coverage)?

Feeling lost in the jungle of life insurance terms?

Don’t Fear the Four

Learn About Your Life Insurance Posse

Cracking the Code: Why Your Health Insurance Bill Isn’t One-Size-Fits-All

Health Insurance Premiums: Unraveling the Mystery of Why Everyone Pays Differently