What do you have planned for the upcoming Summer months? It’s time to take some time off work to unwind and rejuvenate your energy levels. Taking the kids on vacation with you can be a hassle without the right equipment. Have you ever considered getting a recreational vehicle to tote your family around in while on vacation?
Buying an RV is a huge investment, just like any other vehicle. Some RV owners choose to use it strictly for vacation, while others choose to make the RV their home. Personal liability insurance is mandatory when living in a recreational vehicle. While deciding whether to purchase an RV, consider everything you will need. It may be necessary to purchase a separate insurance policy to protect your investment. If you didn’t already know: yes, there are insurance policies strictly for recreational vehicles.
How is an RV specific policy different from a regular auto insurance policy? The coverages for RV insurance are similar to your typical auto insurance policy. Coverages can include comprehensive/collision, bodily injury and property damage liability, uninsured motorist, MedPay. These are all common coverages for an auto policy. However, there are more coverages that are specific to recreational vehicles:
In almost every state, the minimum liability required for auto insurance also applies to RV insurance.
You will absolutely need RV insurance if:
If you plan on buying a recreational vehicle, speak with your independent agent on advice for what kind of insurance policy to purchase.
By: KayLynn P.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search for a local agent with our agent finder map.
Read more about KayLynn's background.
Age and Health Are the Biggest Contributors to Increasing Life Insurance Costs
Buying a Large Amount of Life Insurance May Be Pointless If You Can’t Afford It
Choice is Good. It’s Just One Reason an Independent Insurance Agent May Be Best for You.
Marriage is one of those benchmark times when you should have your life insurance reviewed. We can help.
How Are You Protecting Your Money Machine?
Is Decreasing term Insurance Right For You? Would You Know?
How Life Insurance Can Play a Role in the Education of Your Child
Who Do You Know that Can Benefit?
Do you have the right person as the beneficiary on your life insurance policy? Here’s who you should consider and when you may want to consider a change.
There’s More to Life Insurance Than You May Realize