Secure Your Passwords

Secure Your Passwords
“Please change your password. Your password has expired.” After typing out my lengthy username and password, this is my favorite message to get (not!). Then, I attempt a different password that’s easy for me to remember, and I receive my second favorite message: “Password has already been used. Please choose another password.” Better yet, the website will give you the “Password is too weak.” message.
First world problems. Changing our passwords every few weeks would be painless if we only had one account. However, we have numerous accounts: for social media, online banking, online shopping, even for restaurants we order from. As soon as you get all your passwords memorized, it’s time to change one. As frustrating as this may be, changing your passwords is for your own benefit and security.
Do you remember several months ago, when about 30 million accounts were breached on everyone’s favorite social media website? Hackers gained access to personal information, such as phone numbers, recent locations, email addresses, passwords, etc. By simply having an account on a website with a vulnerable server, millions of people lost control of their security.
Once hackers have personal information, what do they do with it? According to Secplicity.com, first, hackers collect all the valuable personal information within the files. Then, hackers will package up the stolen information to sell in bulk on the black market. Credit card numbers and other financial information can also be bundled up and sold in groups of up to 100. Bulk information is sold to criminals called “brokers,” who then sell the information to “carders.” The carder uses credit card information to buy gift cards. Using the gift cards, the carder buys physical items to sell online. The carders take a series of additional steps to avoid detection.
Hackers use the list of personal information to find other accounts associated with the same email address. Using the stolen password, the hacker will attempt to hack the other accounts. If the user uses the same password for each account, the hacker will gain access to all accounts. Having a unique password for each account significantly lowers your chances of having your information stolen.
Unfortunately, hackers have another way of guessing passwords–and it’s with the help of artificial intelligence. It’s called brute forcing, which is when the computer attempts every possible password, using every word, even adding symbols, numbers, and uppercase letters. Having complex passwords is also necessary for your own security.
Download a secure password manager to keep all your passwords in one place. Try using an acronym for a phrase, alternating between upper and lower case letters. Throw in a symbol or a number in the middle of the password as opposed to the beginning or end. Fifteen characters or more is a safe length for a complex password.
When creating passwords, remember this: For maximum security, the password for each account must be both unique and complex.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Champagne and Sunshine: The Surprising Origins of the Mimosa
Happy National Mimosa Day! Discover how a Parisian hotel bartender and a film director created the world’s most popular breakfast cocktail.
National Mimosa Day: Managing “Social Host” Liability for Your Business Brunch
Serving bubbles this Saturday? Ensure your business is protected from the unique risks of “complimentary” alcohol service this National Mimosa Day.
The Family Ladder: Structuring Life Insurance to Match Your Kids’ Milestones
Don’t overpay for life insurance. Discover how the “Laddering” strategy provides maximum protection for your kids while saving you thousands in premiums.
Sharing the Lane: What Every Driver Needs to Know During National Bike to Work Week
It’s National Bike to Work Week! Learn how to share the road safely and how your auto insurance policy protects you even when you’re on two wheels.
Spring Sales and Safety: Managing Home Insurance Risks During Real Estate Season
Selling your home this May? Make sure your homeowners insurance is ready for the foot traffic of a spring open house.
The Mother of Mother’s Day: The Surprising History of Anna Jarvis
Did you know the founder of Mother’s Day ended up hating the holiday? Explore the fascinating, bittersweet history of our favorite May Sunday.
Small Business, Big Targets: Strengthening Your Cyber Defenses This May
Don’t be an easy target. This Small Business Week, learn how Cyber Liability insurance protects your shop from the “invisible” risks of 2026.
The Greatest Gift: Why Life Insurance is the Ultimate Act of Motherhood
This Mother’s Day, give the gift of certainty. Discover how modern life insurance provides “Living Benefits” that support moms through every stage of life.
Caring for the Caregivers: National Nurses Week and Professional Auto Discounts
Thank a nurse this week! Discover how healthcare professionals can access exclusive “Professional Discounts” on their auto insurance.
More Than a Bouquet: Protecting Mother’s Day Jewelry and Fine Gifts
Did Mom get something sparkly this year? Ensure her Mother’s Day gifts are properly insured with a specialized “Scheduled Personal Property” floater.
