Do You Still Need Life Insurance After Age 65?

Do You Still Need Life Insurance After Age 65?

One of the nicest aspects of life insurance is that it can be purchased to suit your needs through life’s various stages. A small policy on a child could build equity to help with college expenses.

A large term insurance policy can provide coverage for a young family with growing responsibilities. Does life insurance become less critical as we age, however?

Do you still need life insurance after the age of 65, for example? The answer could be yes.

You may wish to have life insurance to cover final expenses, especially if financial assets are limited. Life insurance proceeds can provide ready access to cash in the event of your death and even help cover any estate taxes.

Some older Americans continue to carry life insurance as a way to benefit their families or leave a nest egg for grandchildren.

As we age, we begin to think about our legacies, and life insurance proceeds can be used to help benefit a non-profit organization or a charity.

Some people prefer to have life insurance for the convenience of those left behind and to make the period following a death just a bit less stressful.

Even if you presently don’t have life insurance, it still may be available to you after the age of 65. Your options may be more limited, and the premiums will likely be more expensive as you age, but acquiring life insurance may still be possible.

It’s been said repeatedly that life insurance is best purchased when young and healthy, when it is at its most affordable. However, it can still be made available to you as you age.

Contact one of our independent life insurance agents with your questions and for a no-obligation price quote. Our network of life insurance companies includes those who specialize in more affordable life insurance for older Americans. Simply by answering a few questions, you could be on your way to securing valuable life insurance coverage. Of course, the final decision remains yours.

Whether it is to cover final expenses, to leave a little something for the grandchildren, or to leave a bit of a legacy,


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Taming the Paper Tiger: How to Keep Important Documents Safe

Don’t Let Your Important Documents Become Disaster Snacks! Safe Storage Tips Inside

Fort Knox for Your Family: Why Life Insurance is Your Secret Weapon

Life Insurance: The Unsung Hero of Family Protection (Free Quote!)

Decoding the Grocery Aisle: Your Guide to Nutrition Labels

Mystery Solved! Unveiling the Secrets of Nutrition Labels for Smarter Grocery Shopping

Kick the Bucket List, Not the Bucket: Unleashing Your Inner Adventurer

Bucket List Blues? Unleash Your Inner Adventurer with This Fun and Feasible Guide

Life Insurance: Unraveling the Mystery (No Shady Business Here)!

Life Insurance FAQs: Unveiling the Mysteries and Myths (Without the Gimmicks!)

Life Insurance Claims: Demystifying the Process (So You Can Get What You’re Owed)

Life Insurance Claims: A Simple Guide to Getting What You Deserve

Life Changes? Don’t Forget Your Life Insurance! A Guide to Keeping Your Beneficiaries Up-to-Date

Life’s Milestones and Your Life Insurance Beneficiary: Why Regular Reviews Are Crucial

Million Dollar Dreams, Affordable Reality: Is a Big Life Insurance Policy Right for You?

Million Dollar Life Insurance: Myth or Must-Have? Exploring Your Options

No Needles, No Problem: Unveiling the Secrets of Life Insurance Without a Physical Exam

Life Insurance Made Easy: Skip the Physical, Get Covered Today!

Beyond Million-Dollar Contracts: Why You Need Athlete-Level Protection (Even Without the Millions!)

Health is Wealth: Why You Need Insurance Protection, Even Without a Pro Athlete’s Salary