The Five Easiest Things You Can do to Save Money on Your Auto Insurance

The Five Easiest Things You Can do to Save Money on Your Auto Insurance

“My automobile insurance is SO inexpensive.” said no one, ever.

The fact is most are overpaying for auto insurance because they either 1.) don’t know there are easy ways to save or 2.) they don’t need or want to save money.

We are going to assume #2 above doesn’t apply to you and assume perhaps #1 does. Saving money on auto insurance doesn’t have to be difficult. Here are five of the easiest things you can do to save money on your auto insurance.

  1. Make Payments Automatically

It used to be one had to make large annual or semi-annual insurance payments to get a discount on auto insurance. Today, drivers can get similar discounts just by signing up for auto-pay. This makes your payments automatically using a checking account, debit card or credit card. Late payments and client turnover can be costly for an insurance company so they are willing to give you a discount just for paying automatically.

  1. Bundle

Odds are you may have renters or homeowners’ insurance anyway. If you “bundle” these with your car insurance it will likely result in a discount. It couldn’t be easier!

  1. Increase your Deductible

The deductible is the amount of out-of-pocket expense you will incur before your insurance proceeds kick in. If you have a $5,000 claim and a $500 deductible, for example, your insurance company would pay $4,500. Raising your deductible increases your share of the risk. The insurance company provides a discount because of it.

  1. Compare Rates

One of the easiest and best ways to save money on anything is to comparison shop. This is also true for auto insurance. Compare rates but make sure coverage is similar or the same as you compare. You may be surprised how rates can vary from company to company.

  1. Maintain a Good Credit Rating

Alright, maintaining good credit may not always be easy but it can save you money on your auto insurance costs. Many don’t realize that along with your age, driving record and make and model of car, credit scores play a significant role in automobile insurance rates.

If you want to make sure you are paying as little as possible on your car insurance, contact us. We can help make sure you get every discount you qualify for. Stop overpaying for your automobile insurance. Let us go to work for you today!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

From Ride-Sharing to Reality: 5 Billion-Dollar Ideas Born in the Last Decade

Billion-Dollar Babies: 5 Game-Changing Ideas Born in the Blink of an Eye

Unveiling the Different Players (and Why We’re Your Guide!)

Insurance Companies: Not All Created Equal! Find Your Perfect Match with Our Help

Beyond the Beep Beep: Unveiling the World of Supercars

Supercars: Where Luxury Meets Speed (and Million-Dollar Price Tags!)

Home Sweet Home, Protected Home: Why Upgrades Need Insurance Check-Ups

From She-Sheds to Sunrooms: How Home Improvements Impact Your Insurance Needs

Beyond Nicknames: The (Sometimes Bizarre) Tales of How American Cities Got Their Names

From Coin Flips to Greek Love: Unveiling the Hilarious Histories of City Names (and a Tip for Yours)

Small Biz Squad Unite! Why Independent Insurance Agents Are Your Secret Weapon

Ditch the Corporate Maze: Why Independent Insurance Agents Are Your Small Business Champions

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Buckle Up for Safety: Are Cars Getting Smarter Than Crashes?

From Seatbelts to Superpowers: How Tech is Transforming Car Safety (and How You Can Benefit)

Love Your Home, Love Your Coverage: Smart Tips for Homeowners

Home Insurance Heroes: Avoid These 3 Unforeseen Disasters (and Save Money!)

From Herbie to Christine: Cars That Stole the Spotlight (and Maybe Your Heart)

Hollywood Wheels: 8 Legendary Cars That Revved Up Our Screens (and Maybe Your Insurance Needs)