Skip to content

The Five Easiest Things You Can do to Save Money on Your Auto Insurance

The Five Easiest Things You Can do to Save Money on Your Auto Insurance

“My automobile insurance is SO inexpensive.” said no one, ever.

The fact is most are overpaying for auto insurance because they either 1.) don’t know there are easy ways to save or 2.) they don’t need or want to save money.

We are going to assume #2 above doesn’t apply to you and assume perhaps #1 does. Saving money on auto insurance doesn’t have to be difficult. Here are five of the easiest things you can do to save money on your auto insurance.

  1. Make Payments Automatically

It used to be one had to make large annual or semi-annual insurance payments to get a discount on auto insurance. Today, drivers can get similar discounts just by signing up for auto-pay. This makes your payments automatically using a checking account, debit card or credit card. Late payments and client turnover can be costly for an insurance company so they are willing to give you a discount just for paying automatically.

  1. Bundle

Odds are you may have renters or homeowners’ insurance anyway. If you “bundle” these with your car insurance it will likely result in a discount. It couldn’t be easier!

  1. Increase your Deductible

The deductible is the amount of out-of-pocket expense you will incur before your insurance proceeds kick in. If you have a $5,000 claim and a $500 deductible, for example, your insurance company would pay $4,500. Raising your deductible increases your share of the risk. The insurance company provides a discount because of it.

  1. Compare Rates

One of the easiest and best ways to save money on anything is to comparison shop. This is also true for auto insurance. Compare rates but make sure coverage is similar or the same as you compare. You may be surprised how rates can vary from company to company.

  1. Maintain a Good Credit Rating

Alright, maintaining good credit may not always be easy but it can save you money on your auto insurance costs. Many don’t realize that along with your age, driving record and make and model of car, credit scores play a significant role in automobile insurance rates.

If you want to make sure you are paying as little as possible on your car insurance, contact us. We can help make sure you get every discount you qualify for. Stop overpaying for your automobile insurance. Let us go to work for you today!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Why Life Insurance for a Child (or Grandchild) Is a Good Idea

Why is the purchase of a life insurance policy on a child a good decision? There are multiple reasons, including helping to ensure their financial future. Learn more in our blog.

Is Your Home Ready for Winter?

There are some simple yet important ways you can make sure your home is ready for the winter weather ahead. Here’s a list of some home maintenance tasks you should consider.

Calamities Basic Homeowners’ Insurance May Not Cover

Would your home be covered if it was hit by a meteorite? What about an earthquake, sinkhole, flood or wildfire? We take a look at calamities that your homeowners insurance may and may not cover.

Homeowners’ Insurance: Actual Cash Value vs Replacement Value

Knowing the difference between replacement value and cash value and keeping an accurate home inventory are critical in a homeowners insurance claim.

A Home Improvement That Can Help Pay for Itself

Investing in home improvements can pay long term dividends. Some upgrades can even begin to pay you back immediately. Here is a look at some safety and security upgrades you may want to sonsider.

Do I Need a “Human” Insurance Agent?

Do you need a real-life, human insurance agent? Perhaps not, but should you want a real-life, human insurance agent? Probably. Here is a look at why more human is more better.

Pet Peeves: Dogs and Liability Insurance

Are you covered from a liability claim should your dog bite a friend, neighbor, relative or stranger? Most renters’ and homeowners’ policies offer some protection, but is it enough? Find out more.

Why Does My Credit Affect My Car Insurance Rates?

There are many factors that impact car insurance rates. Driving record, number of miles traveled, age, where you live and yes, your credit score. Learn why your credit rating can affect your car insurance rates.

There’s No Business Like Home Business…If You Are Covered

There are many benefits to operating a home-based business, but there may also be risks you are not aware of. Make sure your home business is properly insured.

6 Reasons to Choose an Independent Insurance Agency

Once you understand the difference between a “captive” insurance agency and an independent one, you begin to understand the value of independence.

Leave a Comment





Translate »