Skip to content

Making Insurance Easier: What is a Dec Page?

Making Insurance Easier: What is a Dec Page?

Various forms of insurance are critical in a family’s financial plan. Yet when the subject is often discussed, people would often rather get a root canal. Part of the issue is the page after page of often confusing language found in an insurance policy. It doesn’t have to be that difficult however, once you understand the purpose of a declaration or dec page in a policy.

Sometimes referred to as the information page, a dec page is usually the first page or two of an insurance policy that contains the nuts and bolts of a policy.  A policy could have 10 or 20 pages in it, but the dec page is the summary of the who, what, when and where of the policy. If you can read the dec page, you will have a good basic understanding of your policy’s coverage.

What’s included in the dec page?

  • The name of the insured
  • Address
  • The policy period
  • Location of the insured property
  • Amount of insurance coverage
  • Policy limits
  • Other information that may vary from policy to policy

This can be liberating to understand in that you don’t have to be intimidated by all of the sometimes confusing language in a policy. To get a good understanding of what is involved, all you need to be able to do is read the dec page. Mystery solved!

Now, of course, if you have a claim, the devil will be in the details and the deeper understanding of an agent may be required, but for general knowledge, the dec page can be very enlightening.

If you have any questions about your current insurance or would like to make sure you have sufficient coverage for your current life situation, we invite you to contact us. As an independent insurance agency, we are qualified to review the policies from any insurance provider. Not only can we help determine if your coverage is sufficient, but we can also help ensure you are getting all the discounts you qualify for. We may even be able to save you money on your overall insurance coverage.

Contact us today. We want to help take the mystery out of your insurance.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

How Getting Married Changes Your Insurance Landscape

Marriage Changes Things…Including Your Insurance.

Is My Insurance Company Out to Screw Me?

Unsatisfactory Experiences Happen in Every Industry. Insurance is not Exempt.

Having Food Delivered to Your Home? There May Be Liability Risks

Having supper delivered to your door sure can be convenient, but it also can increase your exposure to a liability claim in a slip or fall. Here’s how to ensure you are covered.

It’s Time to Start Adulting: Getting Life Insurance When You Graduate

Getting life insurance when you graduate will help cover any car loans, credit card debt and even your student loans. Learn why life insurance is a good step in adulting.

Are “Acts of God” a Thing When it Comes to Insurance?

What are “acts of God” and will you be covered in the event of one? The answer is yes, no and maybe. Read our article on “acts of God” and how you may or may not be covered by these perils.

Preexisting Conditions and Insurance

Learn why pre-existing conditions play such an important role in the insurance industry. Know when and how you will, and will not, be covered.

Making Insurance Easier: What is a Dec Page?

Sure, insurance can be confusing. But did you know all you need to do is read the first page or two of your policy to understand what your coverage is?

How Pet Insurance Can Keep You From the Most Difficult of Decisions

Pet insurance can prevent you from having to make one of the most difficult decisions any pet owner would have to make. Here’s how.

Am I On the Right Path with Travel Insurance?

There are a variety of circumstances that can make purchasing travel insurance an excellent decision. What does travel insurance cover and when should you buy it when traveling?

Why a Lender Requires You to Carry Home or Auto Insurance

Why does a mortgage company or auto lender require you to carry insurance? It is to protect their own interests. Here is why insurance is required and what you can do to act in your own interest.

Leave a Comment





Translate »