My Friends Wouldn’t Sue Me, Would They?

My Friends Wouldn’t Sue Me, Would They?

Have you ever had a pizza delivered or a contractor perform work in or on your home? Have you ever hired someone to mow your lawn or clean your carpeting? If so, you have been exposed to a potential liability risk. If a delivery person trips over a cracked walkway and injures himself, or a person mowing your lawn hits a rock and gets hurt, you could be held liable. In fact, you may not even be surprised if a stranger sued you.

What about hosting a birthday or New Year’s Eve party, however? What if you have a poker game at your house or just have some friends gather for cocktails. What if one of them tripped and fell down some stairs and broke an ankle? Your friends wouldn’t sue you, would they?

It is important to keep in mind America has a more litigious society than ever before. That means more of us are suing each other than ever before. This is due in part, to the vast amount of advertising from attorneys taking on cases on an “If we don’t win, you don’t have to pay us” basis. Many of these attorneys are reminding people that, in most cases, they aren’t suing individuals, but are suing those big, bad insurance companies.

This means that yes, you could be sued by your friends or even relatives if they should incur an injury on your property. Nothing personal, you understand. They just need to be compensated for their injury and suffering.

Yes, things have changed. There was a time when good friends would never consider suing each other over an injury. But today, you must have appropriate coverage. When you have sufficient liability insurance it can provide the insulation needed to protect valuable relationships, and we can help.

Contact us for a free, no-obligation homeowners’ insurance review. As independent agents, we can review the policies from any company and help you resolve gaps in your liability coverage. It can help you preserve relationships, even when accidents occur to friends and relatives.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Your Car Knows What? The Surprising Data Your Vehicle Collects About You

Before you trade in your car, learn about the personal data it holds and how to protect your privacy.

Understanding Your Home Insurance Rates: 5 Key Factors

Location, value, age, and more: discover the five factors that directly impact your home insurance rates.

A Trip Down Memory Lane with ‘Happy Days’

From The Fonz to “jumping the shark,” revisit the classic TV show that defined a generation.

Economic Indicators: What Fast-Growing Industries Tell Us

A look at the fastest-growing industries reveals what’s driving today’s economy and our priorities as a society.

Whole Life Insurance: Is it a Worthwhile Investment?

Confused about whole life insurance as an investment? We break down the unique benefits beyond a simple payout.

More Than Just a Car: The Joys and Benefits of Owning a Classic Vehicle

Thinking of buying a classic car? Discover why it can be a great investment and a fulfilling hobby.

Flood Insurance 101: Separating Fact from Fiction

Don’t get caught unprepared. This guide answers your top questions about flood insurance.

Decoding the Past: The Origins Behind Common and Curious Sayings

Unlock the hidden stories behind everyday phrases and discover the surprising origins of familiar sayings.

Essential Foundations: Five Things Your Small Business Needs Today

Setting up for success? Here are five non-negotiable elements for your modern small business.

Confronting Your Fears: Practical Steps Towards a Fearless Life

Tired of being held back by fear? Discover actionable techniques to confront and conquer your anxieties.