My Friends Wouldn’t Sue Me, Would They?

My Friends Wouldn’t Sue Me, Would They?

Have you ever had a pizza delivered or a contractor perform work in or on your home? Have you ever hired someone to mow your lawn or clean your carpeting? If so, you have been exposed to a potential liability risk. If a delivery person trips over a cracked walkway and injures himself, or a person mowing your lawn hits a rock and gets hurt, you could be held liable. In fact, you may not even be surprised if a stranger sued you.

What about hosting a birthday or New Year’s Eve party, however? What if you have a poker game at your house or just have some friends gather for cocktails. What if one of them tripped and fell down some stairs and broke an ankle? Your friends wouldn’t sue you, would they?

It is important to keep in mind America has a more litigious society than ever before. That means more of us are suing each other than ever before. This is due in part, to the vast amount of advertising from attorneys taking on cases on an “If we don’t win, you don’t have to pay us” basis. Many of these attorneys are reminding people that, in most cases, they aren’t suing individuals, but are suing those big, bad insurance companies.

This means that yes, you could be sued by your friends or even relatives if they should incur an injury on your property. Nothing personal, you understand. They just need to be compensated for their injury and suffering.

Yes, things have changed. There was a time when good friends would never consider suing each other over an injury. But today, you must have appropriate coverage. When you have sufficient liability insurance it can provide the insulation needed to protect valuable relationships, and we can help.

Contact us for a free, no-obligation homeowners’ insurance review. As independent agents, we can review the policies from any company and help you resolve gaps in your liability coverage. It can help you preserve relationships, even when accidents occur to friends and relatives.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Your Life Insurance Policy: A Secret Savings Account?

Don’t Cash Out! Unlock the Hidden Benefits of Your Life Insurance Policy (Free Quote Included!)

Don’t Be a Drain! The Essential Fluids Your Car Needs to Flow

Car Care 101: Essential Fluids Explained (Don’t Get Stuck on the Side of the Road!)

How to Maximize Your Chances of Getting Your Security Deposit Back

Moving Out? Don’t Leave Your Money Behind! Get Your Security Deposit Back Every Time (and Maybe Even Renters Insurance!)

Garage Sale Gold! How to Turn Trash into Treasure (and Cash!)

Don’t Trash It, Sell It! Pro Tips for a Successful Garage Sale (and Extra Cash!)

Don’t Let Your Business Go Up in Smoke! Top 5 Causes of Commercial Fires (and How to Prevent Them)

Commercial Fire Safety: Protect Your Business from the Top Fire Threats (Free Quote Included!)

Taming the Paper Tiger: How to Keep Important Documents Safe

Don’t Let Your Important Documents Become Disaster Snacks! Safe Storage Tips Inside

A Fun Ride Through Auto Racing History (and How to Save on Insurance!)

Need for Speed: A History of Auto Racing in the US (Plus Save on Car Insurance!)

Dive into Safety: Essential Pool Tips for Fun (and Peace of Mind!)

Poolside Paradise or Potential Peril? Top Pool Safety Tips for Families

Presidential Quirks: From Wrestling Champions to Bowling Alleys in the Basement

Don’t just know their policies – Dive into the weird and wonderful world of Presidential Quirks!

So You Want to Be Your Own Boss? A Reality Check for Budding Entrepreneurs

From Dream to Reality: Essential Considerations Before Launching Your Small Business