The Reality that is Active Shooter Insurance

Think of all the people that own/drive a car.

Think of all the people that own/rent a house or apartment.

Think of all the people that visit a doctor.

There’s a necessity for cars, homes, and doctor’s appointments, which results in a need for automobile, home, and health insurance.

Consider this:

There is an increasing need for a new type of insurance called Active Shooter Insurance.

There have been so many mass shootings that we now must protect our businesses and schools and the people within it with this type of insurance.

Before I could try to understand what this insurance is for, I had to get past the idea why it was needed in the first place.

70% of incidences between 2000 and 2013 occurred in an educational or a business environment. These mass shootings happened in forty of the fifty states, killing over 1,000 people. Given that it has been about five years since this study, the numbers are continually growing. In 2016 there were 384 mass shootings, followed by 346 in 2017. Active Shooter Insurance or Workplace Violence Insurance secures the business financially, whether it be staff, visitors or students, in the event of a shooting. These kinds of places have frequent visitors that come and go, making it a little more difficult to ensure safety.

In case of an incident, this insurance covers expenses from physical and emotional harm to any individual. If one of these individuals feels the company neglected to take the right prevention precautions, this insurance covers the company in a lawsuit as well. Coverages range from 1 million dollars to 20 million dollars depending on the amount of coverage and price the company is willing to pay.

 By: KayLynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Life Insurance: Unraveling the Mystery (No Shady Business Here)!

Life Insurance FAQs: Unveiling the Mysteries and Myths (Without the Gimmicks!)

Life Insurance Claims: Demystifying the Process (So You Can Get What You’re Owed)

Life Insurance Claims: A Simple Guide to Getting What You Deserve

Life Changes? Don’t Forget Your Life Insurance! A Guide to Keeping Your Beneficiaries Up-to-Date

Life’s Milestones and Your Life Insurance Beneficiary: Why Regular Reviews Are Crucial

Million Dollar Dreams, Affordable Reality: Is a Big Life Insurance Policy Right for You?

Million Dollar Life Insurance: Myth or Must-Have? Exploring Your Options

No Needles, No Problem: Unveiling the Secrets of Life Insurance Without a Physical Exam

Life Insurance Made Easy: Skip the Physical, Get Covered Today!

Beyond Million-Dollar Contracts: Why You Need Athlete-Level Protection (Even Without the Millions!)

Health is Wealth: Why You Need Insurance Protection, Even Without a Pro Athlete’s Salary

Don’t Be a Policy Poltergeist: Haunt Your Life Insurance with a Check-Up!

Life Insurance: Is Your Policy a Ghost in the Machine? Get a Free Review!

Beyond the Funeral: 9 Reasons Why You Need More Life Insurance Than You Think

Life Insurance: Not Just for Buryin’! Unexpected Costs You Never Knew Were Covered

Life Insurance Myths Busted: Unveiling the Simple Truths Behind Financial Security

Considering life insurance but confused by the myths? We clear the air on common misconceptions and show you how to get simple, affordable coverage.

The Farewell Financial: Planning a Peaceful Goodbye

Beyond Goodbyes: A Guide to Navigating Funeral Costs and Life Insurance