The Reality that is Active Shooter Insurance

Think of all the people that own/drive a car.

Think of all the people that own/rent a house or apartment.

Think of all the people that visit a doctor.

There’s a necessity for cars, homes, and doctor’s appointments, which results in a need for automobile, home, and health insurance.

Consider this:

There is an increasing need for a new type of insurance called Active Shooter Insurance.

There have been so many mass shootings that we now must protect our businesses and schools and the people within it with this type of insurance.

Before I could try to understand what this insurance is for, I had to get past the idea why it was needed in the first place.

70% of incidences between 2000 and 2013 occurred in an educational or a business environment. These mass shootings happened in forty of the fifty states, killing over 1,000 people. Given that it has been about five years since this study, the numbers are continually growing. In 2016 there were 384 mass shootings, followed by 346 in 2017. Active Shooter Insurance or Workplace Violence Insurance secures the business financially, whether it be staff, visitors or students, in the event of a shooting. These kinds of places have frequent visitors that come and go, making it a little more difficult to ensure safety.

In case of an incident, this insurance covers expenses from physical and emotional harm to any individual. If one of these individuals feels the company neglected to take the right prevention precautions, this insurance covers the company in a lawsuit as well. Coverages range from 1 million dollars to 20 million dollars depending on the amount of coverage and price the company is willing to pay.

 By: KayLynn


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Beyond the Payout: 6 Unexpected Perks of Life Insurance You Might Not Know

More Than Just a Payout – Unlock 6 Hidden Gems for Your Loved Ones

Poppin’ Pills and Counting Coins: America’s Prescription Drug Dilemma

America’s love affair with drugs isn’t limited to back alleys and bong rips.

Ditch the Piggy Bank, Grab the Plan: Your Adulting Health Insurance Guide

Bye-Bye, Mom’s Policy! 5 Easy Steps to Your Adult Health Insurance Adventure

Life Insurance: Who’s Who in the Zoo (of Coverage)?

Feeling lost in the jungle of life insurance terms?

Don’t Fear the Four

Learn About Your Life Insurance Posse

Cracking the Code: Why Your Health Insurance Bill Isn’t One-Size-Fits-All

Health Insurance Premiums: Unraveling the Mystery of Why Everyone Pays Differently

New Year, New Resolutions: 5 Ways to Refresh Your Life Insurance

5 Life Insurance Resolutions for the New Year: Embracing Peace of Mind and Financial Security

Life Insurance: Understanding the Benefits of Term Insurance

Navigating Life Insurance: Unveiling the Value of Term Insurance

Insurable Interest and the Ethics of Life Insurance

Life Insurance: Understanding Insurable Interest and Ethical Considerations