Can I Buy Life Insurance if I’m Dying?

“Can I Buy Life Insurance if I’m Dying?”

and other Questions Life Insurance Agents Get

The importance of any insurance policy increases as the owner realizes they may actually need it. When one gets into an auto accident thoughts often quickly turn to if the last premium was paid and what coverage was secured. A home fire or theft may trigger thoughts from the homeowner whether enough, or the right kind of insurance was purchased. The same holds true for life insurance.

It is understandable, especially when young, thinking we are invincible and will live forever. Yet, most of us know someone who was tragically taken from us at a relatively young age by illness or an accident. We dismiss it as a long shot or a fluke. It is something that happens to someone else.

We somehow feel we will have another chance to buy life insurance.

That may not be true. In fact, once you are severely injured in a car accident or are diagnosed with a life threatening disease, the window may close on your chance to buy life insurance. Can you buy life insurance if you are dying? No more than you can buy auto insurance to cover you after an accident or protect your home as it is burning. The reality is the decision must be made ahead of time.

This takes a sense of responsibility, foresight and the willingness to spend a few dollars now to protect what you own and those you love later. Life insurance is particularly interesting in that we know it is inevitable to die. Yet, many of us wait. Putting the people we care about in jeopardy.

Life insurance is one of those subjects that we can only understand as responsible adults. It is neither sexy, exciting or something you look forward to acquiring. Once you obtain it in necessary levels, however, it can bring a peace of mind that is rewarding.

No, you can’t secure life insurance when you are critically ill and dying. It must be done with a sense of responsibility and compassion. We would appreciate the opportunity to assist you in acquiring it. It may even be your first life insurance policy, but it would be a start. Contact us for your no-obligation quote and a path to a responsible future.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about
our blog writer?

Read more about KayLynn's background.

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

The ABC’s of Policy Loans

Learn More About This Potentially Valuable Feature of Your Life Insurance Policy

Keeping Important Documents Safe

Keeping Critical Papers in Their Place

The Things You Do To Protect Your Family

We Work at Protecting Our Families Because They are Worth It

Reading Food Nutrition Labels

Decoding The Info in That Little Box

Is a Bucket List a Good Idea?

How to Create a Bucket List to Motivate You

Unusual Questions About Life Insurance

The Answers to Some Off-the-Wall Questions

How Do You File a Life Insurance Claim?

What You’ll Need and What to Do To File a Claim

Situations When You Should Change Your Life Insurance Beneficiary

It Can Be Easy to Forget to Change a Life Insurance Beneficiary

Let’s Talk About the MINIMUM Amount of Life Insurance You Should Carry

Do You Need a Million Dollar-Plus Life Insurance Policy?

Keeping Up With Life’s Clutter

If You are not Careful, Clutter Can Be Overwhelming