Nobody wants to pay more than they have to for anything, let alone their automobile insurance. Many drivers, however, may not fully understand how much control they have on what they pay for their auto insurance, Here are four surprising, along with one not so surprising way you can save money on your auto insurance.
Surprising Way #1 – Get Married
Yep, generally, marrieds pay less than singles when it comes to their auto insurance premiums. That’s not to say any savings are worth getting married to take advantage of, but it does mean if you have happened to have got married recently, let your insurance agent know. You may get a better rate.
Surprising Way #2 – Take a Driver’s Education Course
No, you don’t have to go back to school, but some companies offer discounts for taking an inexpensive, easy-to-complete online drivers course to refresh your defensive driving skills.
Surprising Way #3 – Buy a Different Car
Most driver’s don’t realize how much of an impact the type of car they own has on their premiums. Check insurance prices before buying a car and if you feel you may be paying too much, see how a different vehicle could lower your rates.
Surprising Way #4 – Get Older
One way to save on auto insurance is to simply get older. Insurance premiums for a 16-year old are far higher than for a 25-year-old, and they will decrease further for a 45-year-old. That is all other factors being equal, of course. If you don’t want to wait until you are older to save money, you could always try our one not so surprising way to save money on car insurance…
#1 Not So Surprising Way – Drive Safely
It shouldn’t surprise anyone that a clean driving record with no traffic violations or at-fault accidents will save you money. Avoid distracted driving, follow driving laws and driving defensively will pay dividends!
Another way to save is by comparing rates. We invite you to contact us to review your current policy to see if there are additional discounts available. A review is always free and there’s never an obligation. We always look for the best coverage at the best possible price!
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search for a local agent with our agent finder map.
Read more about KayLynn's background.
Did you know that your rideshare work might not be completely insured? Before you get into an accident, this is what you need to know.
Umbrella coverage is perfectly named as it describes an added layer of liability coverage across your personal insurance policies. Learn more on our website.
Are you afraid of getting sued? If not, you probably should be. Luckily, you can protect yourself with umbrella insurance.
Home sharing has become an increasingly popular way to make extra money or meet expenses. Know the risks, however. Learn more about home sharing insurance.
Why is it called an insurance “premium” instead of cost or price? We don’t know either, but here are some common insurance terms everyone should know.
Food delivery service can be a good “side hustle” to make extra money. That is, as long as you are properly covered with auto insurance.
Life insurance offers an opportunity for you to leave a lasting legacy for your spouse, family or even a non-profit when you pass away.
If you are trying to save money on your auto insurance premiums, there are some ways to cut costs that may surprise you.
If you’ve ever thought “I don’t need life insurance. I’ll be dead anyway!” you are not alone. Read some of the excuses we’ve heard.
Like Homeowners, Renters too, can Sustain Losses