What Happens if a Customer Gets Food Poisoning from Your Food Delivery?

What Happens if a Customer Gets Food Poisoning from Your Food Delivery?

Sure, call strangers from the internet to your home to bring you food. That doesn’t go against any after school specials. Gig work may be a great way to pay the bills, but it can also come with some strange legal liabilities. How protected are you when you’re on your delivery job?

Did You Do Anything to the Food?

Something like 20% of food delivery people eat the food that they’re supposed to deliver. If you’re surprised, then you’re one of the good ones. But if you did something to the food and your customer got sick, then yeah, you could be liable.

Here’s an example: let’s say you let the food sit in your car for too long before delivering it. Some people report waiting hours for food with a delivery service. So if you’re Uber or Lyft driving while DoorDashing and the meal gets cold in your car, well, you could have contributed to the illness.

Was the Food Prepared Incorrectly?

Here’s some good news. If the food was prepared wrong, that’s not your fault. It could be the delivery service’s fault. It could be the restaurant’s fault. But it isn’t yours: you’re just the delivery person.

That doesn’t mean you aren’t going to be named on a lawsuit, though. Generally, lawsuits name all involved parties and just sort things out later. So you could still find yourself spending some money on legal costs, court fees, missed work, etc: it’s still something you might need to take care of.

And, it may not always be obvious whether the food was prepared incorrectly or delivered incorrectly. Especially in cases where the food was delivered late. (There’s something called contributory negligence too. If you had the food wait an hour, and the restaurant had the food wait an hour, then you both could be a little guilty.)

What Can You Do to Protect Yourself?

You need to talk to an independent insurance agent about your liability insurance. The truth is, when you do gig work, there’s a huge gray area between what you’re responsible for and what the company is responsible for. Largely, the company will help you out… but only when you’re actively on the job. If you, say, took a break and something happened to the food during that break, you could still be liable.

Insurance is what protects you from unexpected events. Such as your GrubHub customer getting sick on a plate of loaded nachos. So talk to an independent insurance agent today about whether your gig work is covered.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt
Filter by Custom Post Type

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt
Filter by Custom Post Type

Do You Know Your Deductible?

What is a deductible, and do you know yours?

What Happens if a Customer Gets Food Poisoning from Your Food Delivery?

Food delivery is a relaxing way to pay some bills, but what happens if someone gets sick from the food you delivered?

You Had Life Insurance, But Now No One Can Find It

What happens if you die and no one can find your life insurance policy? Well, it might not get paid out. Here’s what you need to do.

Your Backyard Isn’t Just Attractive, It’s an Attractive Nuisance

An attractive nuisance is any feature of your property that could reasonably draw children in and could be dangerous to them.

The Strange Things People Do With AirBNB Toilet Paper

If you think you know everything about vandalism, think again. These fates could befall your AirBNB rental.

Church Insurance: Are You Covered Properly?

Churches own buildings, vans and even radio stations. They conduct multiple events both on and off church property. Does your church have sufficient insurance coverage?

Ridesharing: How Much is Covered by Lyft and Uber?

Did you know that your rideshare work might not be completely insured? Before you get into an accident, this is what you need to know.

Protecting Your House from the Terrors of Tenants

Tenants can come up with some truly creative ways to destroy a house. Are you protected?

How Umbrella Coverage Protects You When that Rainy Day Comes

Umbrella coverage is perfectly named as it describes an added layer of liability coverage across your personal insurance policies. Learn more on our website.

Teaching Your Teen to Drive and Other Terrifying Things

Teaching a teen to drive is already stressful enough. Don’t add uncertainty about your auto insurance policy to the mix.

Leave a Comment





Translate »