Skip to content

What Happens if a Customer Gets Food Poisoning from Your Food Delivery?

What Happens if a Customer Gets Food Poisoning from Your Food Delivery?

Sure, call strangers from the internet to your home to bring you food. That doesn’t go against any after school specials. Gig work may be a great way to pay the bills, but it can also come with some strange legal liabilities. How protected are you when you’re on your delivery job?

Did You Do Anything to the Food?

Something like 20% of food delivery people eat the food that they’re supposed to deliver. If you’re surprised, then you’re one of the good ones. But if you did something to the food and your customer got sick, then yeah, you could be liable.

Here’s an example: let’s say you let the food sit in your car for too long before delivering it. Some people report waiting hours for food with a delivery service. So if you’re Uber or Lyft driving while DoorDashing and the meal gets cold in your car, well, you could have contributed to the illness.

Was the Food Prepared Incorrectly?

Here’s some good news. If the food was prepared wrong, that’s not your fault. It could be the delivery service’s fault. It could be the restaurant’s fault. But it isn’t yours: you’re just the delivery person.

That doesn’t mean you aren’t going to be named on a lawsuit, though. Generally, lawsuits name all involved parties and just sort things out later. So you could still find yourself spending some money on legal costs, court fees, missed work, etc: it’s still something you might need to take care of.

And, it may not always be obvious whether the food was prepared incorrectly or delivered incorrectly. Especially in cases where the food was delivered late. (There’s something called contributory negligence too. If you had the food wait an hour, and the restaurant had the food wait an hour, then you both could be a little guilty.)

What Can You Do to Protect Yourself?

You need to talk to an independent insurance agent about your liability insurance. The truth is, when you do gig work, there’s a huge gray area between what you’re responsible for and what the company is responsible for. Largely, the company will help you out… but only when you’re actively on the job. If you, say, took a break and something happened to the food during that break, you could still be liable.

Insurance is what protects you from unexpected events. Such as your GrubHub customer getting sick on a plate of loaded nachos. So talk to an independent insurance agent today about whether your gig work is covered.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

The First 5 Things to Do After an Auto Accident

These are the 5 key steps to take after an auto accident.

How Getting Married Changes Your Insurance Landscape

Marriage Changes Things…Including Your Insurance.

Is My Insurance Company Out to Screw Me?

Unsatisfactory Experiences Happen in Every Industry. Insurance is not Exempt.

When Should I Drop Comprehensive Coverage on My Older Car?

If You Have an Older Car Dropping Comprehensive Coverage Can Be a Smart Idea

Having Food Delivered to Your Home? There May Be Liability Risks

Having supper delivered to your door sure can be convenient, but it also can increase your exposure to a liability claim in a slip or fall. Here’s how to ensure you are covered.

It’s Time to Start Adulting: Getting Life Insurance When You Graduate

Getting life insurance when you graduate will help cover any car loans, credit card debt and even your student loans. Learn why life insurance is a good step in adulting.

Are “Acts of God” a Thing When it Comes to Insurance?

What are “acts of God” and will you be covered in the event of one? The answer is yes, no and maybe. Read our article on “acts of God” and how you may or may not be covered by these perils.

Preexisting Conditions and Insurance

Learn why pre-existing conditions play such an important role in the insurance industry. Know when and how you will, and will not, be covered.

Buying a Car? Why You Should Call Your Independent Insurance Agent First

Price, fuel costs and financing aren’t the only factors involved in the total costs of owning a vehicle. Your insurance premiums will play a big role which is why you should contact an independent insurance agent prior to purchase.

Beware the Backyard Trampoline

Are you sure your homeowners’ insurance policy will cover you in case of an injury or liability claim resulting from your backyard trampoline? Check before you risk it all for a little backyard fun.

Leave a Comment





Translate »