What to do When Striking a Large Animal with Your Vehicle

What to do When Striking a Large Animal with Your Vehicle
Every year over a quarter of a million vehicles are involved in crashes with animals. Small deer can weigh 150 lbs. or more with Elk and Moose ranging to 1,500 lbs. This massive weight, combined with the speed and weight of a vehicle can lead to devastating results. An accident with an animal can be alarming, frightening, and unsettling. While only about 200 out of over 40,000 traffic deaths annually are animal-related, the experience can be traumatic. What should you do in the event your vehicle strikes an animal?
- Move your vehicle safely off the road.
You don’t want your vehicle to be hazard for other drivers. That makes it important to drive your vehicle off the roadway, if mechanically possible. Turn on your flashers to alert other drivers.
- Assess whether the injured animal is nearby.
A large animal injured from being struck by a car can be extremely unpredictable and dangerous. If the injured animal is nearby, avoid the temptation to try to assist it. Stay inside your car until help arrives.
- Call for assistance.
Immediately call for assistance and report the incident. This can be very important when an insurance claim will follow. If you or any passenger feels they have sustained an injury, treatment should be sought immediately.
- Notify your insurance company.
Of course, you’ll promptly want to notify your insurance company of the incident and follow their instructions for filing a claim.
There are some ways to avoid or minimize damage if you see an approaching animal. If an animal is approaching from the right side, you could steer toward the right, attempting to pass behind the animal. You should also be aware that many large animals will roll over the top of a vehicle, often causing damage to the center of the roof. This means drivers should lean toward their door if striking an animal looks eminent.
The chances of striking an animal with a vehicle increase in the spring and fall and in the early evening and morning hours.
Be particularly cautious when driving in rural areas and be aware of any movement to the left and right of the roadway. Striking a large animal in a vehicle can be an unforgettable experience one should take every step to avoid.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
The Greatest Two Minutes in Sports (and Liability): Kentucky Derby Driving Tips
Don’t let a “Derby Day” celebration lead to a claim. Discover the hidden insurance risks of carpooling and informal ridesharing this Saturday.
Words of Wisdom: Celebrating Poem in Your Pocket Day this April
Carry a rhyme this Thursday! Celebrate the end of National Poetry Month with “Poem in Your Pocket” Day.
The Volunteer Risk: Protecting Your Business During National Rebuilding Day Events
Sending a team to volunteer this Saturday? Make sure your business is protected with the right “Volunteer Liability” coverage.
Rebuilding More Than Houses: Using Life Insurance to Fund Your Charitable Legacy
Inspired by National Rebuilding Day? Learn how to leave a lasting impact on your community by naming a charity as a life insurance beneficiary.
Solidarity on the Move: Staying Safe During Denim Day Community Events
Raising awareness this Wednesday? Discover how your auto insurance protects you as a pedestrian during Denim Day marches and community walks.
Roots of Liability: Managing Your Property’s Trees This Arbor Day
It’s Arbor Day! Learn the “neighborly” side of tree insurance and how to prevent your beautiful oaks from becoming a liability.
Baskets, Blankets, and Blue Skies: Celebrating National Picnic Day 2026
Grab your gingham! Celebrate National Picnic Day this Thursday with a look at the history and the best “picnic-ready” recipes for 2026.
Junior Employees, Senior Risks: Managing General Liability This Thursday
Hosting a “Take Your Kids to Work” event next Thursday? Ensure your business is protected from “junior” liability risks with these 3 tips.
Take Your Kids to Work Day: Navigating the “Business Use” Insurance Gap
Bringing the kids along next Thursday? Make sure your car insurance covers your “mini-coworkers” if you’re using your vehicle for business errands.
Earth Day 2026: Is Your Eco-Friendly Upgrade Lowering Your Premium?
Celebrate Earth Day by saving green! Discover how eco-friendly home upgrades can earn you significant discounts on your homeowners insurance.