Skip to content

The First 5 Things to Do After an Auto Accident

The First 5 Things to Do After an Auto Accident

An automobile accident can be the start of a long, complicated and perhaps frustrating process. There may be citations, insurance claims, bodywork, and even potential legal issues. That’s why the steps you take immediately following an accident are so important.

  1. Assess Injuries

The first thing to do is check on the well-being of yourself, those in your vehicle and that of any others involved. If needed, get medical assistance on the scene as soon as possible. Keep in mind injuries that result from the jarring of a collision may take days to manifest themselves into stiffness or soreness. Get medical assistance or a check-up as soon as possible.

  1. Contact Authorities

Virtually all states require that a police report be made aware If an accident involves injuries and/or damages. The police may cite the at-fault party and will document many of the basic conditions surrounding the incident. That report can be key in any insurance claim and/or legal action.

  1. Document the Scene and Get Witness Information

Take photographs of all vehicles involved and the damage that occurred. It may also be helpful to get images of the area surrounding the accident, like traffic lights, signs and road markings. Get the names and contact information of those involved and any witnesses who may have seen the incident.

  1. Contact Your Insurance Company

Even if you don’t believe you will be filing a claim with your insurance company, you should let them know of the accident. Make them aware that at this point you are not filing a claim. There could be issues in the weeks or months ahead where they may have to become involved. Letting them know will cover all your bases.

  1. Maintain a Journal

Keeping a journal can be very valuable, especially if there should be any litigation following your auto accident. Document how you are feeling physically and mentally, any treatments you receive and any expenses you may incur due to the accident. List any days you had to take off work due to doctors’ appointments, automobile repair work or other accident-related issues.

The best time to prepare for an accident is before it occurs. Will you have the right coverage? Will a policy pay for a rental car? Are your limits high enough for today’s litigious society? Contact one of our independent agents for a no-cost, no-obligation automobile insurance review. As independent agents, we may just be able to save you on your insurance premiums. Find out by contacting us today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Should Your Online Business Have Insurance?

Running an Online Business Does Not Mean You Shouldn’t Have Business Insurance.

“Waiver of Premium” and Other Benefits Your Life Insurance Policy May Include

The Pages of Your Life Insurance Policy May Contain More Benefits Than You Think.

Best Selling Vehicles in the U.S.

Coupes and Sedans are Becoming a Smaller Part of the New Vehicle Sales.

Why a Home Inspection is So Critical When Buying a Home

A home inspection offers so many benefits, it should be an easy decision to have one done before buying a house. Here are some things to keep in mind.

Detroit is North of Canada and other US Geographic Trivia

Look at a map of the U.S. and you may discover some interesting things. Here are a few trivia-related geographic facts.

Can You Insure Income for Your Business?

Business Income Insurance Should Become a Part of Your Company’s Loss-Prevention Program.

Baby Shoes or Life Insurance? What’s a Better Baby Gift?

There is some truth to that commercial with a retired quarterback and country singer.

No-Fault Insurance Basics

Who is Responsible in a No-Fault Insurance State and Can You Still Sue or Be Sued?

Is Increasing Deductibles a Good Way to Save on Insurance?

Increasing deductibles on insurance policies is not without its risks.

From AM Radio to Touchscreens: The Evolution of In-Car Entertainment

Car Radios Initially Cost About 25% of the Cost of a Car.

Leave a Comment





Translate »