Renters Insurance and College

Renters Insurance and College

Getting prepared for college is a huge project for both parents and students. This is particularly true when students will be living on their own, potentially out of town or out of state. Not only are there school related duties to take care of but students are oftentimes setting up their own household for the first time. This alone can be a significant project.

Students will be packing up furniture, clothes, computers, electronics and other personal items and moving into their own space. For students, its an exciting time to get out on their own. For parents, there is often a strange sense of pride and worry as their child takes the next step to adulthood. Who will be there to remind them to stay away from bad influences and to take the necessary steps to stay safe? Who will remind them to lock the doors of their car and apartment?

The best thing parents can often do is make sure their students are prepared. A way in which you can do this is verify that your child will be covered while at college. If the parents currently have homeowners insurance, most insurance carriers will carry coverage to a student at school. This coverage is company dependent and has limitations. Parents should check with their agent for specific company coverage’s.

 

One way to do this is to have renters insurance to better protect them and their property.

While we may initially think students don’t own that much of value, a closer look can see how those possessions add up. There are those name-brand clothes, the expensive cellphone, laptop or notebook, flat screen television, cookware, furnishings and more. It doesn’t take long to realize even a college student likely has thousands of dollars in possessions. Renters insurance can protect it all.

Additional benefits of renters insurance includes liability coverage, in case someone would get injured in a rented property. Possessions can also be covered when traveling and in the car.

Perhaps, most of all, renters insurance can take the sting out of phone calls like “Mom, my laptop got stolen” or “We had a party and my cellphone came up missing” or even “We got robbed”.

Renters insurance is extremely affordable and offers another layer of protection as a student heads off to college. Coverage can start at as little as a dollar a day. This is a small price to pay for peace of mind. If you would like to learn more about renters insurance, and how it may be even more affordable when bundled with your homeowners or auto insurance, please contact us. See how our independent insurance professionals can help make this next step just a little bit easier and more secure.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Search
Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Smartphones: How and How Much We Use Them May Surprise You

See How National & Worldwide Trends Compare with Yours

Own a Rental? You May Need Business Insurance

Do You Have the Appropriate Insurance to Cover Your Investment Property?

What is Decreasing Term Life Insurance?

Is Decreasing term Insurance Right For You? Would You Know?

How States Determine If You Have Car Insurance

“Trust But Verify” Is the Attitude Most States Take

One of the Best Buys in Loss Prevention: Renters Insurance

Take Advantage of Affordable Renters Insurance When Leasing

Seven Steps to a Better Night’s Sleep

When Counting Sheep Won’t Do the Trick.

Checking for Financial “Leaks” at Your Business

Like a Dripping Faucet of Money, Leaks May Be Holding Your Business Back

Three Ways Life Insurance May Help Pay For College

How Life Insurance Can Play a Role in the Education of Your Child

Is Your Car Insurance Company Aware You are Driving for a Food Delivery or Ride Sharing Service?

Hiding Your Side Hustle From Your Car Insurance Company Can Be Costly

Dangerous Items You Don’t See Around Homes Much Anymore

Times May Have Been Simpler, But They Were Also a Bit More Dangerous

Leave a Comment