How Low Can You Get Your Electric Bill?

How Low Can You Get Your Electric Bill?

Unless you totally disconnect and get off the grid, odds are you will never achieve a zero electric bill. After all, there are minimum charges, taxes and fees you will get billed for even if your electric meter doesn’t make a turn. But how low can you get your electric bill and where should you spend your efforts? Here are some thoughts.

Your HVAC

Your “big users” are the appliances that use the majority of the electricity in your home (over 10%) and are worth paying particular attention to. The biggest, of course, would be if you heat or cool with electric heating and air conditioning. There are several ways to reduce HVAC electric costs, including making sure your system is relatively modern and efficient. You can also adjust your thermostat accordingly and either close or open windows and blinds to adjust to seasonal changes.

Water Heater

Your water heater may be using up to 15% of your total electricity. If you have a full size water heater but a small family, consider downsizing your tank or using an on-demand system. There are also solar water heater systems that will heat your water without electricity.

Washer and Dryer

Only operate washers and dryers with full loads to maximize power use. Try drying lighter weight items on a clothes line or rack. Don’t dry clothes on a higher setting than necessary. It is estimated washers and dryers account for about 13% of the average electric bill.

Lighting

Many of us lose focus on how much lighting contributes to our electric use. In fact, at 12%, lighting is just behind washers and dryers in contributing to our electric bill. Replace bulbs with more energy efficient or LED bulbs and turn off the lights in rooms that are not in use.

Refrigerators and Ovens

Using about 4% each, refrigerators and electric stoves can contribute up to 8% of energy use between them. While there’s not much you can do to reduce use of these items, you may want to pay attention if you have an extra refrigerator in the garage or basement. An old refrigerator may end up costing you more than it is worth. If you need extra refrigerator space, consider an energy-efficient apartment size unit as opposed to repurposing an old refrigerators.

Of course, the rest of your electric bill will be a combination of power used for computers, cable boxes, TVs, radios and small appliances. The best you can do is keep charging cords unplugged when not in use and computers off when idle.

What could you do with an extra $20-$50 per month? Consider going on an electric diet and see how low you can go.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

National Insurance Awareness Day: The Mid-Year Auto Policy Audit

Happy National Insurance Awareness Day! Take five minutes this Sunday to ensure your car insurance matches your 2026 lifestyle and budget.

Sparklers and Statutes: Managing Homeowner Risk This 4th of July

Planning a backyard display? Learn how your homeowners insurance handles firework-related accidents and the “Illegal Act” exclusion you need to know about.

The Great Alignment: The Science and Secrets of the Summer Solstice

Happy Summer Solstice! Discover the “Great Alignment” of Stonehenge and the ancient traditions that celebrated the longest day of the year.

Celebrating Progress: Managing Your Business During the Juneteenth Holiday

Juneteenth is this Friday. Discover how to celebrate this historic holiday while ensuring your business stays compliant with holiday labor laws and social media standards.

The Quiet Promise: Why Life Insurance is the Ultimate Act of Fatherhood

Father’s Day is about the legacy you leave. Learn how a well-structured life insurance policy is the most unselfish way to say “I’ve got you covered.”

The Digital Witness: Why a Dashcam is the Best Father’s Day Gift for 2026

Looking for the perfect gift for Dad? A 4K dashcam isn’t just a gadget—it’s his best friend in an insurance claim. Discover the “Digital Witness” revolution.

The Longest Day of Liability: Managing Summer “Attractive Nuisances”

Summer is officially here this Sunday! Make sure your backyard “fun zone” doesn’t turn into a legal “hazard zone” with our guide to Attractive Nuisance liability.

Stars, Stripes, and Secrets: The Surprising History of Flag Day

Happy Flag Day! Discover 5 things you didn’t know about “Old Glory” and the fascinating story of the high school student who designed our 50-star flag.

Caring for the Caregivers: National Nursing Assistants Week and Workplace Safety

It’s National Nursing Assistants Week! Learn how to protect the dedicated staff who are the heart of our healthcare system with smart business insurance.

A Legacy Beyond the Tie: Why Life Insurance is the Real Father’s Day MVP

Forget the socks. This Father’s Day, give the gift of absolute certainty. Discover why Life Insurance is the ultimate act of modern fatherhood.