Six Things to Know Before Getting Your First Dog

Six Things to Know Before Getting Your First Dog

Are you considering adding a dog to your family? It is not a decision that should be made lightly. After all, adding a pet will likely change your, and their lives for years to come. Here are some basics you and your family should give some thought to before getting your first dog.

Breeds Matter

This may seem obvious, but many only consider the breed of the dog in terms of their appearance. You may think you want a certain dog because they are cute but the breed of a dog affects much, much more than their looks. It will impact how much attention they need, their temperament, their health and whether they are right for your lifestyle and living conditions. Research breeds based on the type of dog you will be compatible with, not on their “looks”.

Dog Size Impacts Lifespan

The larger the dog, the shorter it’s lifespan will likely be. Larger dogs also tend to have more physical and health issues than smaller dogs. This may not be a deciding factor in your choice, but it is worth considering

You Can Teach an Old Dog New Tricks….to a Degree

Getting a puppy is tempting because you can start with a clean slate. Plus puppies are just so darn cute. Don’t underestimate how trying and frustrating they can be, however, especially in the early stages. Adopting an older dog may be a better solution. Unless the dog is over 7 years old you will still likely be able to train them and teach them new tricks.

A Dog’s Behavior is Often tied to How They View Their Place in the Family

Dogs are pack animals are will find their place in your “pack” or family. If the view themselves as protectors they may bark at even the slightest of noises. Alpha-type dogs will often try to take more control in the house and pull on the leashes when being walked. It can be very beneficial to learn more about this pack mentality and how it impacts training when getting a first dog.

Start a Dog Saving Account

If you are inclined to add a dog to the family, start at least a small pet savings account. Pets can be more expensive than you realize, especially when it comes to shots, injuries and illness. Having money set aside specifically for your pet may help you avoid a very difficult decision should your pet require an expensive surgery or medical treatment in the future.

You should also be aware that adding a dog to the family could create an increase in your homeowners insurance rates. This may especially be true if a dog is considered an aggressive breed where you live. Contact one of our independent insurance agents to see how a pet you are considering may, or may not, impact your homeowners’ insurance rates.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Don’t Rely on Luck: Navigating the High-Risk Roads of St. Patrick’s Day 2026

Luck won’t save your insurance rates. Stay safe this Tuesday with our guide to St. Patrick’s Day road safety and liability protection.

Spring has Sprung: A 5-Point Insurance Protection Checklist for the Vernal Equinox

Welcome the first day of Spring with a home protection plan. Discover the five key areas to inspect this week to keep your home insurance claims-free.

Snakes, Shamrocks, and History: Getting Ready for St. Patrick’s Day

Why do we wear green? Explore the fascinating true story of St. Patrick and get ready for the celebrations coming next week!

The High Cost of a Typo: Celebrating National Proofreading Day with Errors & Omissions Insurance

One typo can cost a fortune. Celebrate National Proofreading Day by ensuring your business is protected by Errors & Omissions (E&O) insurance.

Spring Into Health: Why Your March Physical is the Best Time to Lock in Life Insurance Rates

Getting your Spring physical? Learn how your health stats determine your life insurance premiums and how to “ladder” your coverage for better value.

Losing an Hour, Increasing the Risk: Navigating Drowsy Driving After Daylight Saving Time

Watch out for the “Sleepy Monday” surge. Discover why the week after March 8th is statistically more dangerous for drivers and how to stay covered.

Spring Forward, Check Upward: The Essential DST Smoke Alarm and Carbon Monoxide Audit

It’s time to change your clocks and your batteries. Learn how maintaining your smoke alarms protects your family and your home insurance standing.

Marching Into Spring: The History and Harmony of National Marching Band Day

It’s time to “March Forth!” Celebrate the music and movement of National Marching Band Day this Wednesday, March 4th.

Appreciating Your Team Safely: Managing Liability for Employee Appreciation Day

Celebrating your team this Friday? A quick guide to ensuring your Employee Appreciation Day events are covered under your business insurance.

The Ultimate Spring Cleaning: Why March is the Month to Audit Your Life Insurance Beneficiaries

Don’t just clean your closets this March. Ensure your life insurance beneficiaries are up to date to protect your family’s future.