Let the Good Times Roll—Safely: Mardi Gras Liability for Your Business
Let the Good Times Roll—Safely: Mardi Gras Liability for Your Business
Mardi Gras (Tuesday, February 17, 2026) isn’t just for New Orleans anymore. Businesses across the country host “Fat Tuesday” mixers, themed lunches, or after-work celebrations. While these events are great for morale, they introduce significant General Liability risks, especially if the “Good Times” involve alcohol or large crowds.
If an employee or guest slips on a stray bead or is injured during a celebration, your standard business policy may have exclusions for “special events.”
- Special Event Riders
If your party is larger than a typical workday gathering, call your agent to see if you need a Special Event Rider. This provides a temporary boost in liability limits specifically for the duration of the party.
- The “Host Liquor” Reminder
Even if you aren’t charging for drinks, you can be held liable for the actions of guests who are served at your business. Ensure your policy includes Host Liquor Liability to protect the company from the fallout of an over-served guest.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Read More Blogs
Let the Good Times Roll—Safely: Mardi Gras Liability for Your Business
Hosting a Mardi Gras party this Tuesday? Make sure your business has the right event liability and liquor coverage before the beads start flying.
The Business “Prenup”: Why Business Partners Need Life Insurance in February
Love your business partner? Protect your company with a Life Insurance-funded Buy-Sell agreement to ensure the business survives the unexpected.
Heading South? Insuring Your Mid-Winter Break Road Trip in February
Driving to find some sun this week? Check your roadside assistance and rental car coverage before you leave the driveway.
Spring Dreams, Winter Schemes: Updating Your Insurance Before Your Spring Renovation
Planning a Spring kitchen remodel? Learn why you need to call your insurance agent before the contractors arrive to ensure your project is covered.
Shadow or Spring? The Quirky Science and Folklore of Groundhog Day 2026
Will he see his shadow? Dive into the history and humor of Groundhog Day 2026 and why we still trust a rodent with our weather forecasts.
Stocked for Love: Protecting High-Value Valentine’s Inventory with Business Insurance
Is your Valentine’s stock protected? Ensure your business insurance accounts for the massive inventory surge happening in early February.
New Life, New Responsibility: Why a February Arrival Means Updating Your Policy
Welcoming a new family member this February? It’s time to move life insurance to the top of your to-do list to ensure your child’s future is secure.
Delivering Love: The Insurance Risks of Valentine’s Week Gig Work
Delivering flowers or chocolates for extra cash this Valentine’s? Make sure your car is actually insured for delivery work before you hit the road.
Tax Prep & Protection: Ensuring Your Home Office is Fully Insured for 2026
Prepping your taxes? Don’t forget to check your home office insurance. Your standard policy might not cover your professional gear or liability.
More Than Just a Sale: The Fascinating Evolution of Presidents’ Day
Why is Presidents’ Day on a Monday? Explore the history, the politics, and the trivia behind our mid-February celebration of national leadership.