A Home Improvement That Can Help Pay for Itself

A Home Improvement That Can Help Pay for Itself
When most homeowners consider a home improvement project, they will think about how much value that upgrade will add to their home. Adding a steel entranceway door or new garage door, for example, will usually return over 90% of what is spent on them to the home’s value. That makes them a pretty good investment…once you sell your home. But what if you could make a home improvement that would begin paying you dividends immediately? What if that improvement could also make your home safer and more secure?
One such home improvement is the addition of a home safety and/or security system. First, home security is one of the most desired features in homes today, so you’ll have that going for you. In addition, though, you will also gain a greater sense of security and peace of mind. But wait, there’s more! Many insurance companies will offer discounts on homeowners’ insurance policies for homes with safety and security devices. This means your upgraded security system could actually help pay for itself!
Home security and safety systems can vary widely from simple battery-operated fire alarms and smoke detectors to full-blown, monitored, smart camera systems. The better protection your system provides the larger the potential discount you may receive.
Start with fire, smoke and carbon monoxide detectors. These are very inexpensive and a no-brainer when it comes to improving home safety. Contact your independent insurance agent to discover if they will qualify your home for a homeowners’ insurance discount.
You may want to discuss more significant security and safety improvements with your insurance agent ahead of time. They can direct you to the improvements that may pay the biggest dividends when it comes to policy discounts. Either way, you benefit from greater safety and security. You may also qualify for discounts for upgrading entranceway doors, adding deadbolts and improving window security. Talk with your independent agent for details.
It is usually satisfying making improvements to a home. When those improvements start paying you back immediately, it is especially rewarding. Improving home safety and securing can do just that. Contact us for details.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
The Big Game Gamble: Managing Business Liability and Hosting Risks for Super Bowl LX
Is your business ready for the Big Game? Key tips on managing liquor liability, event safety, and employee productivity during Super Bowl weekend.
A Gift Beyond Roses: Why Life Insurance is the Ultimate Expression of Valentine’s Day Love
Roses fade, but financial security lasts. Discover why life insurance is the most selfless Valentine’s Day gift you can give your family this year.
The February Pothole Patrol: Navigating Winter Road Damage and Your Auto Policy
Potholes are a February tradition. Learn how your auto insurance handles wheel and suspension damage and how to file a claim for road-related hazards.
Heart-Shaped Security: Why Valentine’s Day is the Time to Schedule Your New Jewelry
Don’t leave your new sparkle at risk. Learn how to properly insure Valentine’s Day jewelry through scheduling and professional appraisals.
The Beautiful Pause: Embracing Solitude and Self-Care
Ditch the noise. A guide to finding mental clarity and practicing self-care by embracing intentional solitude during the final, quiet days of January.
Final Tax Data Security: Protecting Against Employee W-2 Identity Theft
W-2s are out. A final, urgent guide to securing employee data against tax fraud and using Cyber Insurance for breach response and identity theft coverage.
T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications
Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.
Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage
Frozen engine block? Late January extreme cold risks and how your Comprehensive Auto Insurance handles non-collision, cold-related vehicle damage.
The Final Frost: Securing Your Home from Ice and Tree Damage
Extreme cold risk is highest now. A guide to Home Insurance for tree fall damage, ice structure risks, and securing your claim against catastrophic late-January weather.
Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods
Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.