Why You Should Consider Uninsured Motorists Coverage
Why You Should Consider Uninsured Motorists Coverage
When purchasing automobile insurance, one of the questions you will be asked isĀ if you would like to add under-insured or uninsured motorist coverage. While this coverage is not mandatory in many states, and some may view this protection as unnecessary, there are some very good reasons to consider it. The first reason is that nearly 15% of all drivers on the road are uninsured. This, in spite of the fact that automobile insurance is a requirement in every state except New Hampshire. But there are other good reasons to add uninsured motorist coverage beyond theĀ fact that almost one in seven of your fellow drivers don’t carry insurance at all.
What is Uninsured Motorist Insurance?
Uninsured motorist insurance steps in to provide you protection in case of injury or damage caused by a driver who either lacks insurance orĀ doesn’t have sufficient coverage to cover your damage or injuries.
Is Uninsured or Under-insured Motorist Coverage Expensive?
You may be surprised atĀ how affordable this type of coverage can be, especially with an independent insurance agent working for you. They can search multiple companies to find coverage you deserve at a price you can be comfortable with.
Can’t I Just Sue an Uninsured Motorist for Damages?
Good luck with that. If a person is driving illegally without insurance, odds are they may not have the financial resources to pay, even if you won your lawsuit. You will also want to consider that your life will become a bit more complexĀ following any injury/damage accident. Adding legal proceedings to that situation will not help.
If you would like more information on under-insured and uninsured motorist insurance, we encourage you to contact us. Our independent insurance agents can not only answer your questions but may be able to provide a money-saving quote onĀ your automobile insurance. If you don’t currently have uninsured motorist insurance coverage included in your automobile insurance policy, consider adding it. Let us show you how affordable it may be.Ā
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Unwrapping the Wiener: A Deep Dive into the History and Lore of the Hot Dog
Beyond the bun: Discover the surprising history, varieties, and enduring appeal of America’s favorite tubular treat.
The Untapped Power of Collaboration: Why Asking for Help Fuels Business Success
Stop going it alone! Discover how leveraging the expertise of others can relieve pressure and drive your business forward.
Navigating the Grandparenting Journey: Understanding Today’s Families
Grandparenting today: Learn key shifts in family dynamics to build stronger connections with your children and grandchildren.
Mapping Our Paths: The Fascinating Reasons Behind Our Road Networks
The story behind the asphalt: Explore the geographical, historical, and planning influences that shaped our modern road systems.
Neighborly Navigations: Resolving Disputes in Non-HOA Communities
No HOA, no problem? Learn how to navigate neighborly disputes effectively in communities without formal management.
Vintage Years of Vision: Four Times Hollywood Hit Cinematic Gold
Like fine wines, certain years in film history stand out for their exceptional quality and the enduring impact of the movies they produced. This article explores four such landmark years, presented chronologically, that many cinephiles consider to be among the greatest in cinematic history.
Green Means Growth: How Environmental Responsibility Can Boost Your Business
It might seem like a secondary concern when facing immediate business challenges, but embracing environmentally friendly practices can actually be a powerful strategy for improving sales, attracting top talent, strengthening your brand, and even saving money. This article explores the tangible benefits of going green for your company’s bottom line and long-term success.
The Forgotten Beauty: Unearthing the Story of the Volkswagen Karmann Ghia
Beyond the iconic Beetle and the groovy Microbus, Volkswagen produced a surprisingly elegant and often overlooked sports car: the Karmann Ghia. This article explores the history, design, and enduring appeal of this “poor man’s sportscar” that has become a sought-after collectible.
Peace of Mind at Home: Building Your Essential Supply Stockpile
Recent global events have highlighted the importance of being prepared for the unexpected. This article outlines key non-perishable food items and essential household supplies that every homeowner should keep on hand to ensure comfort, security, and resilience during unforeseen circumstances.
Faded Glory: Remembering the Sports That Once Ruled Our World
Remember when these sports were huge? Take a trip down memory lane with harness racing, bowling, boxing, and poker, and explore their shift in popularity.