Car Insurance Myths
Car Insurance Myths
As long as car insurance has been around, there are still many misconceptions about this valuable coverage. Here are some common myths regarding auto insurance.
MYTH: You have no control over your car insurance rates.
Not true. You can start by driving safer. You can explore discounts. You can drive a safer car. You can raise your deductibles. You may even be able to take a driving course to earn savings. There’s more you can do than you may think.
MYTH: Car insurance companies are all the same.
Car insurance companies can vary dramatically, including their service, response, and even rates. Some offer discounts for monitored driving. It can pay to look around.
MYTH: You should stay with the same car insurance company year after year.
It is far better to compare rates annually. Car insurance companies know drivers don’t like to search for different insurance coverage. This can lead to rates that creep up year after year.
MYTH: Changing car insurance companies is a hassle.
Changing car insurance companies may only take minutes, and one of our independent insurance agents can help. It is usually easier than most believe.
MYTH: State Minimums are adequate.
Car insurance state minimums are generally adequate to keep you driving legally, they may not be sufficient to protect you. Consider raising your coverage limits and/or adding uninsured driver’s coverage. The added expense may be less than you may think.
MYTH: Insurance agents are all the same.
Car insurance agents generally fall into one of two broad categories. They may be captive agents or independent agents. Captive agents represent the products of one brand or company. Independent agents represent the insurance products of multiple companies. Independent insurance agents can offer more choices and frequently better value.
When comparing car insurance rates, it is important to include quotes from an independent agent. In essence, they can do the shopping for you. Contact one of our independent insurance agents today for your no-obligation review and price quote. Put the myths aside and start saving by contacting us today.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Peace of Mind for Your Business: Key Moments When Insurance Pays Off
Business insurance: essential protection for common challenges.
Navigating Life Insurance: 5 Common Mistakes to Avoid for Your Financial Future
Avoid these 5 common mistakes when buying life insurance.
Your Car’s Health Check: A DIY Guide to Safety and Maintenance
Simple DIY car checks for safety and maintenance.
Budget-Friendly Home Upgrades: 4 Ways to Boost Your Home’s Value and Appeal
Boost home value on a budget with these 4 DIY upgrades.
From Cutting-Edge to Clutter: Modern Antiques Hiding in Your Home
Uncover the surprising “antiques” in your tech drawer.
Unlocking Customer Loyalty with Smart Data
Turn customer data into your business superpower.
Is There an Age Limit for Life Insurance? Understanding Your Options
The truth about age and life insurance eligibility.
5 Automotive Icons That Sounded Destined for Greatness
Uncover the powerful names behind legendary cars.
7 Surprising Facts You Didn’t Know About Home Insurance
Unexpected insights into the world of home and renters insurance.
Still Living in the Stone Age? 7 Signs You’re Resisting Technology
Uncover your tech resistance and unlock modern convenience!