Cold Weather and our Cars

When it’s cold out, we put on long-sleeved shirts under coats with gloves, hats, scarves, and boots to keep warm. Without these layers to insulate us, extremely cold temperatures can damage our health. Believe it or not, the cold weather can damage the health of our cars as well.
What issues do our cars have with surviving in the cold?
- Battery: The starter in cars requires a good amount of amperage to power-up. Frigid temperatures can reduce the capacity of a battery. Motor oil is thickened by the cold, which makes it more difficult for the engine to turn over, creating the need to draw even more amperage. You may find your battery has trouble starting up in the winter. It may be time to replace the battery with a more reliable one. Have your battery tested so that you don’t have to deal with a dead battery on a cold day.
- Thick fluids: In general, cold temperatures thicken all of our car’s fluids–transmission, brake, steering, motor oil, and antifreeze. Thick fluids create a slower flow, which means slower, less efficient functions. Make sure to check all of your fluid levels.
- Also, check your manual to be sure you are using the correct oil.
- Windshield wipers: Use care when dealing with your wipers. Turning them on when your windshield if full of ice can cause damage and tear the blades. Scrape as much of the ice off as possible before turning them on. Also, use the defrost setting your car to begin to melt the ice and then turn the wipers on.
- Tire pressure. If your tire pressure light comes on in your car, it might just be because of the cold weather. For every 10 degree drop in the temperature outside, your tire drops one When you drive your car, the air in your tires will warm up, causing your tire pressure to rise falsely. Visit your local gas station and use the air pump to correct your tire pressure.
- The cold weather can affect the function of your transmission by freezing the system which can cause low line pressure, ultimately resulting in a leak. If you notice your transmission slipping in colder weather, you should bring it to a mechanic to check your fluid and pressure levels to ensure the health of your vehicle’s transmission.
- If possible, clear the clutter in your garage to take advantage of shelter for your car.
It’s too bad we can’t bundle up our cars to protect them from harsh weather.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day
Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the “winter spark” and how to stay grounded.
The Digital Clean Slate: Securing Your Business Cyber Insurance
Digital organization is key. An audit of your cyber policy and MFA security measures is vital to meet 2026 insurance requirements and lower premiums.
The Healthy Policy: Leveraging Your January Wellness Resolutions for Life Insurance Savings
Did you resolve to get healthier? Your improved fitness can translate into lower life insurance premiums in the new year.
Post-Holiday Adjustments: Auditing Your Auto Policy for New Drivers and Commute Changes
Did a student driver leave for school or return home? Update your auto policy’s garaging address and drivers to avoid huge claim issues.
New Year, New Value: How to Audit Your Home Insurance for Proper Coverage
Kick off the year by checking your policy. Ensure your home’s replacement cost is up-to-date and your new holiday gifts are properly scheduled.
Cinnamon, Cocoa, and Contentment: The Hygge Approach to December Holiday Feasting
Ditch the stressful feast! Simple, warm, and comforting recipes and rituals to bring the cozy Danish concept of Hygge to your holiday table this December.
Guard the Till: Insuring Your Business Against the Holiday Spike in Employee Theft and Fraud
Internal threats are highest in December. Secure your inventory and cash flow with Commercial Crime Insurance (Fidelity Bonds) to protect against employee dishonesty.
The Family Legacy: Why December is the Time to Name a Trust as Your Life Insurance Beneficiary
Protect your payout. Discover the benefits of naming a Trust as the beneficiary of your life insurance to control distributions and minimize probate delays.
Customizing Cold Protection: Essential Auto Insurance Endorsements for Winter Driving
Standard coverage isn’t enough for winter. Learn about Gap, OEM, and specialized endorsements to fully protect your vehicle and costly winter accessories.
Defrosting Disaster: The Costly Liability of Ice, Water, and Frozen Sidewalks in December
Frozen sidewalks, overflowing sumps: A December guide to home insurance liability and water damage coverage, and how to avoid costly claims.
