Insuring a Unique Vehicle

Insuring a Unique Vehicle

Have you ever purchased a vehicle because you thought it was not only attractive but somewhat unique? We all want a vehicle that may stand out a bit from the crowd. No, it doesn’t have to be lime green or require a step ladder to climb into it but we certainly don’t want the same car our neighbors have. The problem is the minute we find that car or truck, we suddenly begin to see them all over the place. There’s a scientific reason for this involving the reticular activating system. It is the same reason why when you learn a new word, you suddenly start hearing it everywhere. It is an unstoppable force.

Many strive to make their vehicles their own and will go through great lengths to do it. Some will choose a classic car and meticulously restore it. Others may choose a large pick-up truck and make something resembling a Transformer out of it. Others will upgrade a Jeep or add custom wheels to a car. Frequently, big boy sound systems will be a part of the upgrade.

What, however, does an automobile insurance company think about this?

It is important to note that if you have one of these exceptional, unique vehicles, you have to take additional steps when it comes to properly insuring that vehicle. This means contacting your insurance company and letting them know of the upgrades and the time, effort and expense that went into improving it. This is a critical step in making sure that should there be an accident or incident involving the vehicle, you will have sufficient coverage.

Keep in mind, not every automobile insurance company offers specialized coverage on these unique vehicles. Our independent insurance agents, however, have contacts with multiple companies that do. They can not only help find you appropriate coverage, but can locate coverage that is priced competitively. After all, you would probably rather put more money into that vehicle than spending it on insurance.

We understand how important our vehicles can be. Contact us today and get the protection you and your special vehicle deserves.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Take Your Webmaster to Lunch: Celebrating the Architects of Our Digital World

Did you know July 6 is dedicated to webmasters? We celebrate the digital architects who keep our online presence alive.

From “Gruntled” Workers to Cyber Resilience: Protecting Your Team

Happy Gruntled Workers Day! A happy team is your best security asset. Learn why protecting your business from internal and external digital threats is the hallmark of a resilient leader.

Beyond the Policy: Life Insurance as an Intergenerational Wealth Engine

Financial freedom isn’t just for you—it’s for your future generations. Discover how permanent life insurance serves as the ultimate wealth-transfer tool.

Shark Week on the Highway: Avoiding “Predatory” Road Hazards

Shark Week is here! Learn how to spot “predatory” road hazards and keep your driving record clean this summer.

Beyond the Barbecue: Your July “Mid-Summer Maintenance” Checklist

Don’t let summer heat ruin your home. A quick mid-July maintenance audit can prevent major claims and keep your insurance premiums stable.

The Boycott of July 4th: Uncovering the Forgotten Quirks of Independence Day

Think you know the history of Independence Day? Discover why a Founding Father boycotted July 4th and the mind-blowing coincidences behind the holiday.

The Supply Chain Surge: Protecting Your Operations During the Holiday Rush

Summer demand is peaking, and deliveries are in overdrive. Learn how to protect your fleet, your cargo, and your bottom line from costly seasonal logistics claims.

True freedom means knowing your family’s financial future is completely secure. This National Financial Freedom Day, discover how to build an unbreakable financial foundation.

Heading out for the holiday weekend? Read our essential auto insurance checklist to stay protected against heavy traffic, summer storms, and highway hazards.

Red, White, and Protected: Your 4th of July Backyard Liability Blueprint

Is your backyard ready for the 4th of July crowds? Learn how to protect your guests and your assets with a mid-summer home insurance safety check.