What Your Car Knows About You

What Your Car Knows About You

Who knows you best? Your spouse? Your smartphone? Google? Perhaps it is your car. Over the past decade or so, cars have become increasingly adept at retrieving and storing data, including that from smartphones. Your car may know more about you than you imagine.

It Knows What Makes You Happy

If your car has modern memory features, it knows where your seats need to be positioned for your comfort, what temperature the cabin should be, and even what music you like. Some vehicles can even adjust interior mood lighting to preset levels.

It May Know What Your Smartphone Knows

If you’ve connected your smartphone to your car, odds are your car knows the data that is in your smartphone. This can include your contacts, text messages, emails, call histories, and photos.

How You Drive

Cars are now constantly collecting data on how you drive, including speed, acceleration, and braking patterns. This information can be used in determining insurance rates and even to determine blame in automobile accidents. Yes, your car may even know if and when you are wearing your seat belt.

Where You Go

Your car’s navigation system knows where you go, how long you spend there and the routes you are most likely to take. As part of this information, it knows where you are likely to eat lunch, dinner, shop, and buy gas. Some buy-here / pay-here car dealers install GPS tracking so they know where to repo a car if payments are missed.

Why is it important that you know what your car knows about you? Because, at some point, you will want to sell or trade in your vehicle. Do you really want those private messages, contacts, and photos left in the car’s database?

Thankfully, they can be cleared through a series of steps and your car dealer can even help clear the data. There are a lot of reasons it is convenient for your car to collect data. It also can be a bit problematic when selling your car.

Protect yourself, your car, and your passengers with sufficient car insurance protection. We can help. Our independent auto insurance agents shop with a network of companies to find you the best value in car insurance. Contact us to get started today.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

The Supply Chain Surge: Protecting Your Operations During the Holiday Rush

Summer demand is peaking, and deliveries are in overdrive. Learn how to protect your fleet, your cargo, and your bottom line from costly seasonal logistics claims.

True freedom means knowing your family’s financial future is completely secure. This National Financial Freedom Day, discover how to build an unbreakable financial foundation.

Heading out for the holiday weekend? Read our essential auto insurance checklist to stay protected against heavy traffic, summer storms, and highway hazards.

Red, White, and Protected: Your 4th of July Backyard Liability Blueprint

Is your backyard ready for the 4th of July crowds? Learn how to protect your guests and your assets with a mid-summer home insurance safety check.

From Great Fires to Digital Twinning: The Story of Insurance Awareness Day

Why do we celebrate insurance on June 28? Discover the fiery history of this holiday and the world’s most “Bizarre” insurance policies.

Handshake Day: Why a “Gentleman’s Agreement” is a Professional Liability Risk

Happy Handshake Day! A handshake signifies trust, but a written contract signifies professional safety. Learn why “E&O” insurance loves the paper trail.

Beyond the Office: Why Your “Work” Life Insurance Isn’t Enough

Think you’re covered because of your job? Discover the “Group Life Trap” and why every family needs a private, portable life insurance policy in 2026.

National Insurance Awareness Day: The Mid-Year Auto Policy Audit

Happy National Insurance Awareness Day! Take five minutes this Sunday to ensure your car insurance matches your 2026 lifestyle and budget.

Sparklers and Statutes: Managing Homeowner Risk This 4th of July

Planning a backyard display? Learn how your homeowners insurance handles firework-related accidents and the “Illegal Act” exclusion you need to know about.

The Great Alignment: The Science and Secrets of the Summer Solstice

Happy Summer Solstice! Discover the “Great Alignment” of Stonehenge and the ancient traditions that celebrated the longest day of the year.