Benchmarks in American Housing

Benchmarks in American Housing
Changes in how we live often occur so slowly, we don’t notice them. Others, like smart homes seem to occur so quickly, that it is hard to keep up with them. Here is a look back at some of the more significant changes in how we have lived through the years.
Front Lawns
Front lawns really weren’t much of a “thing” until after World War II. Before the war, it was common for the front of houses to have tall grass, flower or even vegetable gardens. It wasn’t until the 1940s that we began grooming our lawns. Today, (with the exception of the Southwest) homes without lawns are the rarity.
Air Conditioning
It may be hard to imagine, but prior to 1902, modern air conditioning did not exist. Homes and buildings were cooled by strategically opening windows and electric fans. Today, 1.2 billion air conditioning units are in use, accounting for 20% of the entire electricity use in the world. Modern air conditioning was invented by Willis H. Carrier, whose company still bears his name today.
Electricity
Electricity was first used mainly to provide light. In fact, many early electric companies, including Edison’s own was called an “illuminating” company. While Edison began supplying electric to homes in the 1800s, it would be another 50 years before electric use became widespread, replacing candles and gas lamps for illumination.
Window Improvements
Early windows were small, provided little weather or sound insulation benefits and often “jammed” or otherwise became difficult to open. Today, homeowners can enjoy large windows that keep cold and hot air out, minimize outside noise and even provide greater security. Today’s windows are far superior to those made just 30 or 40 years ago.
Asphalt Shingles
Prior to the early 1900s, roof shingles were made of heavy slate, or fire susceptible wood. Asphalt shingles with grains of slate added changed how housing was roofed. Asphalt shingles were safer than wood, lighter than slate, and provided affordable durability. They are considered the standard in roofing to this day.
One aspect of homes that hasn’t changed is the need for homeowners’ insurance. Homeowners’ insurance provides protection for what will likely be your largest investment. Bad things happen. Homeowners insurance can provide a shield of protection. Contact us for your free insurance review and price quote.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
Mid-January system failure is costly. Learn why standard home insurance doesn’t cover your broken furnace and why you need an Equipment Breakdown endorsement now.
The Great Indoor Escape: Launching Your Mid-January Reading Challenge
Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance
Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.
The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances
Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.
Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms
Don’t wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.
Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day
Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the “winter spark” and how to stay grounded.
The Digital Clean Slate: Securing Your Business Cyber Insurance
Digital organization is key. An audit of your cyber policy and MFA security measures is vital to meet 2026 insurance requirements and lower premiums.