Don’t Let Your Business Go Up in Smoke! Top 5 Causes of Commercial Fires (and How to Prevent Them)
Don’t Let Your Business Go Up in Smoke! Top 5 Causes of Commercial Fires (and How to Prevent Them)
Even in a bustling city, a commercial fire can dominate the headlines. While safety measures have improved, these fires can be devastating. But what exactly sparks these infernos in office buildings, stores, and factories? Let’s take a look at the top 5 culprits behind commercial fires, and how to keep your business safe.
Number 5: Arson – When Someone Wants to Watch Your Business Burn (Literally)
Arson stands as the fifth leading cause of fires in the U.S., and a suspicious blaze doesn’t automatically equal arson. However, it’s crucial to stay vigilant.
Number 4: Smoking – Stub You Out Before You Burn Your Business Down
Cigarette breaks might seem harmless, but smoking materials are a major fire threat. Make sure designated smoking areas have proper receptacles for safe cigarette disposal.
Number 3: Faulty Electricals and Lighting – Don’t Let Your Business Short Circuit
The complex electrical systems in commercial buildings are a potential fire hazard. In older structures, outdated wiring and lighting fixtures need to be updated. Additionally, circuit breakers should be sufficient to handle modern electrical demands.
Number 2: Heating Equipment – Keeping Your Business Warm Shouldn’t Be a Recipe for Disaster
Just like homes, commercial buildings can fall victim to fires caused by heating equipment. Older systems and space heaters pose a particular risk, especially in buildings that are empty at night or on weekends. Here’s a golden rule: never use household extension cords with space heaters, and always turn them off when not in use.
Number 1: Cooking – The Surprising Culprit Lurking in Your Kitchen
Cooking might seem like an unlikely culprit, but think about it – almost every commercial space involves some level of food prep. Even a small office might have a microwave and coffee pot. Factor in restaurants, hotels, and hospitals with full-scale kitchens, and the risk becomes clear.
Fire Insurance: A Safety Net in Case Disaster Strikes
The good news: most basic business insurance plans cover fire damage. However, there can be exceptions, such as fires intentionally started through arson.
Don’t Wait Until It’s Too Late: Protect Your Business Today!
Fires are just one of many threats your business faces. Are you properly covered? Contact one of our business insurance specialists for a free, no-obligation review and quote. We’re here to help you keep your company safe and sound!
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
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