Get Your Leaves Out of the Gutter!

The weather is growing colder, the leaves are falling from the trees, and your gutters are getting full. When is the last time you cleaned your gutters?
What’s the point of gutters anyway? Gutters redirect the rain that is falling on your roof. Instead of rain pooling around your home, gutters direct rain away from the home to an area with good drainage. This prevents erosion and the potential destruction of your foundation.
Why should I clean my gutters? As the leaves fall, and after storms, your gutters will be full of leaves, branches, and other debris. This clogs your gutters which prevents the water from properly draining.
How do I clean my gutters? You’ll need a ladder, a shovel, a pair of gloves, a hose, and possibly some caulk.
- Make sure your ladder is secure on the ground. Find a level area of ground to do so. If possible, have someone hold it in place for you as a safety precaution.
- You can begin by clearing out the larger debris using your gloved hands. This is the quickest and most efficient way.
- Under the large debris will be smaller, more compacted things like mud. Using your shovel, scoop out the mud. If you have downspout strainers, now is the time to clean those as well.
- Using your hose, rinse your gutters out completely, moving towards your downspout.
- You can insert your hose up into the downspout to ensure there are no clogs.
If your gutters are leaking at the seams, using your gutter caulk, seal these areas.
FYI: There are gutter screens that you can find at your local hardware store. They are easy to install and will help prevent large debris from getting into your gutters, for easier cleaning.
How often should I clean my gutters? At least twice a year is highly recommended.
What happens if I don’t clean my gutters? If you don’t clean your gutters, here are a few potential things that could happen to your home.
- Foundation Damage
- Roof Leaks
- Rotted Wood
- Insect Infestation
- Basement Leaks
Failure to do proper home maintenance could result in a loss not being covered by your insurance. Always mitigate the risk of a loss.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications
Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.
Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage
Frozen engine block? Late January extreme cold risks and how your Comprehensive Auto Insurance handles non-collision, cold-related vehicle damage.
The Final Frost: Securing Your Home from Ice and Tree Damage
Extreme cold risk is highest now. A guide to Home Insurance for tree fall damage, ice structure risks, and securing your claim against catastrophic late-January weather.
Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods
Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.
Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability
Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers’ Comp and General Liability risk in 2026.
The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
Don’t delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
Just bought a used car? Don’t forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
Mid-January system failure is costly. Learn why standard home insurance doesn’t cover your broken furnace and why you need an Equipment Breakdown endorsement now.
The Great Indoor Escape: Launching Your Mid-January Reading Challenge
Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
