Home Design Elements Influenced by Geography

Home Design Elements Influenced by Geography
If you travel at all, you have likely noticed there are great differences between homes constructed in Florida and those built in Massachusetts. There are distinct differences between the stucco homes of the Southwest and those of Mid-America.
Geography plays a big role in home designs across the country and here are some examples.
Homes on Stilts
If you’ve ever driven along coastal areas of the U.S, it is likely you’ve seen homes built on wooden, concrete or steel pillars or stilts. This is to help protect the home from high tides and storm surges that can result from hurricanes. Odds are you won’t see many homes built on stilts in Nashville or Denver.
Homes with Basements
The further south you travel, the fewer homes you will find with basements. Generally speaking, homes in the south are built closer to sea level and on sand, eliminating basements as a viable option for most single-family homes.
Homers with Functional Shutters
Shutters have largely become a decorative exterior item, but in areas where high winds are common, shutters can serve to protect windows and a home’s interior contents. “Real” shutters today can be found on condos and single family homes in hurricane-prone areas.
Homes with Storm Shelters
Storm shelters were once fairly common across the Midwest in tornado-prone areas. These below ground spaces were designed specifically to protect residents from damaging storms, and later served as make-shift bomb shelters during the cold war. Storm shelters have largely been replaced with modern “ safe rooms”, reinforced interior rooms of a home that can withstand high winds.
Homes and Buildings with Steep Rooflines
Where heavy snow is an issue, it is likely you will notice more homes and buildings designed with steep rooflines. This is, in part, to help snow from accumulating too much on a roof, where the excessive weight can cause damage.
Most design elements for homes are in place to minimize damage to a home from elements that may be prominent in their area of construction.
Home insurance is designed to minimize the financial damage from the elements, but also from liability claims resulting from injuries or other mishaps on a property. We have a homeowners’ insurance policy designed to protect you. Contact us today for your free, no obligation home insurance quote.
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Blogs
Fueling Your Body for Cooler Days: Exploring Autumn’s Best Harvest Superfoods
Boost your immune health and energy this fall with delicious seasonal harvest recipes and superfoods.
Beyond the Basics: Understanding the Critical Role of Business Interruption Coverage
Protect your company’s cash flow during unexpected operational shutdowns with business interruption coverage.
Locking In Your Advantage: Why Buying Life Insurance Early Locks in Lifetime Savings
See why locking in a life insurance policy during your 20s or 30s yields massive long-term savings.
Teen Drivers and Auto Insurance: Strategies for Managing Premiums Without Sacrificing Safety
Navigate adding a young driver to your auto policy while keeping premium costs under control.
The High Cost of Building: Why Your Home Replacement Value Needs an Update This Year
Ensure your home rebuilding limits keep pace with current construction inflation rates.
The October Weekend Checklist: Smart Home Maintenance Projects Before the Freeze
Get your home winter-ready with this practical, step-by-step October weekend maintenance checklist.
Defending the Digital Frontier: Why Every Small Business Needs Cyber Liability Insurance
Safeguard your company’s digital assets and customer data against modern cyber threats and ransomware.
Term vs. Permanent Life Insurance: Choosing the Right Strategy for Your Life Stage
Compare term and permanent life insurance options to find the ideal fit for your current life stage.
Decoding Deductibles: How to Balance Out-of-Pocket Risk and Monthly Premiums on Your Car Insurance
Master auto insurance deductibles to strike the ideal balance between monthly savings and claim protection.
Spotting the Gaps: Why Standard HO-3 Policies Aren’t Enough for Today’s Homeowners
Close coverage gaps in your homeowners policy with these essential property endorsement strategies.