Preventing Yourself From Becoming Insurance Poor

Preventing Yourself From Becoming Insurance Poor

Insurance can play a significant role in protecting your physical and financial assets. We insure our cars, health, lives, businesses and homes. In some cases, we keep policies for years and years and once in awhile we may wonder if we are paying too much for it. How can you make sure you are not becoming “insurance poor”?

One of the best ways is to stay connected with your homeowners insurance policy. Your homeowners insurance can be a culprit in escalating insurance costs for several reasons.

Many homeowners’ policies have been in place for years or even decades. Frequently, homeowners purchased their policies when buying their home initially and have not looked at it since. Through the years, coverage may become inadequate or the rates have risen to higher than average levels.

Another issue with homeowners’ insurance is that premiums may be paid through auto-payments or included in payments with their property tax and mortgage payments. Owners may not even realize their homeowners’ insurance rates are escalating.

Even through all this, there are still homeowners that don’t know where they are and aren’t covered and what their coverage limits are. In short, they are not only paying for coverage they are unsure of, but may be overpaying for it. Quite frankly, this is how some become insurance poor.

These are all reasons why, occasionally, you should have a complete insurance review that includes your homeowners’ insurance. Our independent insurance professionals can look at all of your coverage and find where you may be insufficiently covered or where you’ve outgrown coverage. They can then go to work getting quotes on all of your policies. There may be additional discounts you qualify for, like bundling, that you are not presently taking advantage of. Our experts will seek out available discounts and get competitive quotes. Of course, you make the final decision on the protection you choose.

If you are feeling just a bit overwhelmed by all the policies you may have, connect with us for a review. You will gain greater peace of mind and be assured you are not over-paying for your protection. If you can’t recall the last time you had an insurance review, it is time to call our independent agents today!


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Gone But Not Forgotten: The Era of the Full-Service Station

A Blast from the Past: Remembering the Golden Age of Full-Service Gas Stations

Selling Your House? Navigate the Maze with These 4 Options

Unveiling the Maze of Selling Your Home: Realtors, Discount Brokers, FSBO, and Cash Buyers

Beyond the Buzzer: Fun & Funky Facts About Your Favorite Game Shows!

From Heavy Wheels to Sneaky Buzzer Tricks: Unveiling the Secrets of Game Show Production

Home Office Hustle: When Working Remote Turns into Running a Business

Working from Home or Running a Business? How to Tell (and How to Insure Yourself)

Life Insurance Claims: Demystifying the Process (So You Can Get What You’re Owed)

Life Insurance Claims: A Simple Guide to Getting What You Deserve

Selling Your Used Car? Polish It Up, Snap It Up, and Sell It Smart!

Conquering the Used Car Sale: A Guide to Getting Top Dollar

Curb Appeal on a Budget: From Bland Yard to Backyard Bliss

Landscaping Magic: Unveiling the Budget-Friendly Path to a Stunning Home Exterior

Beyond “Hey Jude”: Decoding the Inspiration Behind Beatles Classics

From Bathroom Window Break-Ins to Beer Heirs: The Untold Stories Behind Beloved Beatles Songs

Building Your Business Dream? Don’t Forget the Safety Net: Protecting Your Thriving Venture

From Market Mayhem to Natural Disasters: How to Protect Your Thriving Business

Life Changes? Don’t Forget Your Life Insurance! A Guide to Keeping Your Beneficiaries Up-to-Date

Life’s Milestones and Your Life Insurance Beneficiary: Why Regular Reviews Are Crucial