Your Invisible Homeowner’s’ Insurance Policy

Your Invisible Homeowner’s’ Insurance Policy

It is mysterious and can be difficult to understand. You may have had it for years and never gave it much thought. Your bank or mortgage company may have required it but once you get it, it can simply be forgotten. That is until, of course, you need it. Then it can help or haunt you. We are talking about the amazing, disappearing and invisible homeowners’ insurance policy.

What puts homeowners’ insurance into this invisible category? There are several factors.

It is Purchased Infrequently

Many homeowners only purchase a homeowners’ insurance policy when they buy their home. They may even buy it over the phone or online without a full understanding of what they are saying “yes” or “no” to. It is also a very busy time when tons of documents are being filled out. Homeowners’ insurance likely doesn’t get the consideration it deserves before being acquired.

Paying for it may be Automatic

Since many pay for their homeowners’ insurance premiums through their mortgage payments, some homeowners may not even know how much they are paying for coverage. They may not know who their provider is. It is less likely they know the coverage, deductibles, and limits of their policy.

It is Seldom Used

Only about 1 in 20 homes will make a homeowners’ insurance claim in any given year. Only about 1 in 50 sustain wind or hail damage. Even if minor damage occurs, many will pay to fix it themselves as opposed to paying their deductible and filing a claim.

Dangers of the Invisible Homeowners’ Insurance Policy

Your invisible homeowners’ policy can actually be a bit scary and even costly. It may not cover you for certain calamities like flooding or earthquakes. Your home’s value may have outgrown your coverage and you may even be overpaying for it. Out of sight often equals of out mind. How can you resolve this troubling issue of invisible homeowners’ insurance? Get a no-cost, no-obligation insurance review.

A review of your homeowners’ insurance policy brings your policy out of the shadows. You will no longer be haunted by unknown coverage or the thought of overpaying. You can feel good knowing you have sufficient coverage at the best possible price.

Think about your homeowners’ insurance coverage for a minute. If you are drawing a blank, it could be a sign you have invisible homeowners’ insurance. Contact us for an insurance review and put a new focus on your coverage.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters
Exact matches only
Search in title
Search in content
Search in excerpt

Beyond Nicknames: The (Sometimes Bizarre) Tales of How American Cities Got Their Names

From Coin Flips to Greek Love: Unveiling the Hilarious Histories of City Names (and a Tip for Yours)

Small Biz Squad Unite! Why Independent Insurance Agents Are Your Secret Weapon

Ditch the Corporate Maze: Why Independent Insurance Agents Are Your Small Business Champions

Cracking the Code: Cash Value, Loan Value, Surrender Value – It’s All in the Life Insurance Policy!

Beyond the Death Benefit: Unlocking the Hidden Gems of Your Life Insurance Policy

Buckle Up for Safety: Are Cars Getting Smarter Than Crashes?

From Seatbelts to Superpowers: How Tech is Transforming Car Safety (and How You Can Benefit)

Love Your Home, Love Your Coverage: Smart Tips for Homeowners

Home Insurance Heroes: Avoid These 3 Unforeseen Disasters (and Save Money!)

From Herbie to Christine: Cars That Stole the Spotlight (and Maybe Your Heart)

Hollywood Wheels: 8 Legendary Cars That Revved Up Our Screens (and Maybe Your Insurance Needs)

Decoding Your Business DNA: Why SIC Codes Matter (and How We Can Help!)

SIC Codes: Cracking the Business Insurance Code for Better Rates & Coverage

Beyond the Payout: 6 Unexpected Perks of Life Insurance You Might Not Know

More Than Just a Payout – Unlock 6 Hidden Gems for Your Loved Ones

AutoPay Your Car Insurance? Cruise Control or Speed Trap?

Cruise Control for Car Insurance? 5 AutoPay Hacks to Avoid a Financial Fender Bender

Don’t Gamble with Your Home: Decoding the Odds with Homeowners Insurance

From Floods to Fires: Play it Safe with Homeowners Insurance Tailored to Your Zip Code’s Quirks