A Home Improvement That Can Help Pay for Itself

A Home Improvement That Can Help Pay for Itself

When most homeowners consider a home improvement project, they will think about how much value that upgrade will add to their home. Adding a steel entranceway door or new garage door, for example, will usually return over 90% of what is spent on them to the home’s value. That makes them a pretty good investment…once you sell your home. But what if you could make a home improvement that would begin paying you dividends immediately? What if that improvement could also make your home safer and more secure?

One such home improvement is the addition of a home safety and/or security system. First, home security is one of the most desired features in homes today, so you’ll have that going for you. In addition, though, you will also gain a greater sense of security and peace of mind. But wait, there’s more! Many insurance companies will offer discounts on homeowners’ insurance policies for homes with safety and security devices. This means your upgraded security system could actually help pay for itself!

Home security and safety systems can vary widely from simple battery-operated fire alarms and smoke detectors to full-blown, monitored, smart camera systems. The better protection your system provides the larger the potential discount you may receive.

Start with fire, smoke and carbon monoxide detectors. These are very inexpensive and a no-brainer when it comes to improving home safety. Contact your independent insurance agent to discover if they will qualify your home for a homeowners’ insurance discount.

You may want to discuss more significant security and safety improvements with your insurance agent ahead of time. They can direct you to the improvements that may pay the biggest dividends when it comes to policy discounts. Either way, you benefit from greater safety and security. You may also qualify for discounts for upgrading entranceway doors, adding deadbolts and improving window security. Talk with your independent agent for details.

It is usually satisfying making improvements to a home. When those improvements start paying you back immediately, it is especially rewarding. Improving home safety and securing can do just that. Contact us for details.


Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder

Search All Blogs

Generic filters

Buzz Your
Insurance Agent

Search for a local agent with our agent finder map.

Agent Finder

Want to learn more about our blog writer?

Read more about KayLynn's background.

Click Here

Search All Blogs

Generic filters

Read More Blogs

Earth Day 2026: Is Your Eco-Friendly Upgrade Lowering Your Premium?

Celebrate Earth Day by saving green! Discover how eco-friendly home upgrades can earn you significant discounts on your homeowners insurance.

Why April 15th? The Surprising History of the Tax Deadline

Why do we owe the IRS by April 15th? Discover the history of Tax Day and some of the most bizarre tax facts in American history.

The Tax Day Crunch: Protecting Your Business from Professional Errors

Tax Day is almost here. Is your business protected against data breaches and professional errors during this high-stress week?

National Pet Day: Ensuring Your Life Insurance Includes a Plan for Your Pets

Who will care for your pet if you aren’t there? This National Pet Day, discover how to use Life Insurance to fund a Pet Trust and protect your best friend.

The Refund Reinvestment: Why April is the Best Time to Pay Your Auto Insurance in Full

Got a tax refund? Turn it into a 10% gain by paying your auto insurance in full this April. Discover the math behind the “Paid-in-Full” discount.

Clean House, Clear Mind: Addressing Hidden Liability Risks During Spring Cleaning

Is your spring cleaning creating a safety hazard? Learn how to protect your home and your guests as you declutter this April.

From French Fish to Spaghetti Trees: The Bizarre History of April Fools’ Day

Why do we play pranks on April 1st? Explore the centuries-old history and the most famous “fools” in world history.

Serious Fun: Managing Liability on International Fun at Work Day

Celebrating International Fun at Work Day this Wednesday? Learn how to boost morale without creating an insurance or HR headache.

Spring Clean Your Beneficiaries: A New Quarter Checklist for Life Insurance

As we enter the second quarter of 2026, it’s time for a 5-minute life insurance audit. Ensure your coverage matches your family’s newest milestones.

Put the Phone Away or Pay: The High Cost of Distraction in April 2026

April starts a national crackdown on distracted driving. Discover how one text message can double your insurance rates for the next three years.