(Insurance) Myth Busters: Your RED Car?

So, you just got your brand new, 2018 Mercedes E 300. You’re ready to take it for a cruise out in the open—where there’s few cars and few police officers. Sounds fine and dandy—until you realize your car is red. You’re starting to panic, realizing: your insurance will be more expensive for the entire time you have it and you’ll be more likely to get pulled over. You’d be pleased to hear that this is actually a myth.
The truth is, it’s rare that an insurance company will ask the color of your car while quoting your insurance policy. The second truth is that, the only time you really paid more for your car is when you chose red on the lot. Cars that are not white are generally more expensive, whether it’s red, blue, green, etc. The only time you’ll have to worry about your chances of getting pulled over being higher than any other car is when you’re speeding.
Chances are, if you’ve got a red car and your insurance premium seems high, it has a lot more to do with your driving record, your age, possibly the model of your car. But, fortunately, the color of your vehicle doesn’t play a role in the price of your insurance.
Rest easy, your insurance company is not going to add an extra fee for your red car.
By: KayLynn
Do you have questions about your insurance? Find an insurance agent near you with our Agent Finder
Search All Blogs
Search All Blogs
Read More Insurance Blogs
Beyond Income Replacement: Utilizing Permanent Life Insurance for Intergenerational Wealth Transfer
Secure your family’s financial future across generations. Discover how permanent life insurance and estate planning tools transform death benefits into lasting legacy wealth.
The Ultimate Safeguard: Designing a Life Insurance Plan That Outlasts Uncertainty
True security means knowing your family’s future is permanently protected. Discover how a comprehensive life insurance strategy secures multi-generational wealth.
The Mid-Year Financial Audit: Securing Multi-Generational Wealth Before Q4
Don’t wait until December to review your financial plan. Discover why August is the perfect month to audit your life insurance and lock in generational security.
Financial Friendship: Why Your Agent is Your Best Asset
Who is looking out for your family’s financial future? Discover why a strong, transparent relationship with your life insurance agent is the ultimate long-term investment.
The Promise of Protection: A National Parents’ Day Reflection
Parents do everything for their children. Learn why life insurance is the most important “promise” you can make for your family’s long-term security.
More Than Words: Using Life Insurance to Communicate Your Legacy
A life insurance policy is a financial contract, but your legacy is a personal one. Learn why a “Legacy Letter” is the perfect partner to your insurance planning.
Beyond the Policy: Life Insurance as an Intergenerational Wealth Engine
Financial freedom isn’t just for you—it’s for your future generations. Discover how permanent life insurance serves as the ultimate wealth-transfer tool.
Beyond the Office: Why Your “Work” Life Insurance Isn’t Enough
Think you’re covered because of your job? Discover the “Group Life Trap” and why every family needs a private, portable life insurance policy in 2026.
The Quiet Promise: Why Life Insurance is the Ultimate Act of Fatherhood
Father’s Day is about the legacy you leave. Learn how a well-structured life insurance policy is the most unselfish way to say “I’ve got you covered.”